2006-11-02 21:03:17 · 6 answers · asked by ? 1 in Business & Finance ➔ Insurance
The majority of health insurance policies require dependents to live with the primary insured, unless the dependent is a full-time college student. Once the dependent moves out of the home and is no longer financially dependent upon the primary insured, the child loses his or her dependent status and coverage ends. Depending on the circumstances, the child may (or may not) have "continuation" rights, such as COBRA eligibility.
If you're inquiring about an auto policy, the answer depends upon a number of variables. Your mom should call her insurer and inquire.
I hope this helps.
2006-11-02 23:17:01 · answer #1 · answered by Suzanne: YPA 7 · 1⤊ 0⤋
Assuming you are still a dependent of your mom there should not be any effect. However, once you are no longer a dependent, I.E. graduated from college, become age 23 or 24 you will have to get your own health insurance.
2006-11-03 00:12:24 · answer #2 · answered by waggy_33 6 · 0⤊ 1⤋
If you are a student away at school, you may be able to stay on your mothers insurance. If you are moving out of the household and getting a place on your own, you should get your own policy.
2006-11-03 01:54:23 · answer #3 · answered by mei-lin 5 · 0⤊ 0⤋
I assume you mean car insurance? Therefore the answer is no. You can be a named driver and not live at the same address. I am a named driver on my Dads policy and live 30 miles away.
2006-11-02 21:13:17 · answer #4 · answered by derbyandrew 4 · 0⤊ 0⤋
If you don't live with her, and you're not a full time student, you won't qualify to be a dependent, so you won't be able to be insured on her policy.
2006-11-03 01:14:47 · answer #5 · answered by Anonymous 7 · 0⤊ 0⤋
I dont think so. Your mums insurance will still cover you as long as you are not married.
2006-11-02 21:08:36 · answer #6 · answered by Nnamsco 3 · 0⤊ 1⤋