I know there are three places to get your score from but I've see websites that get your score from all three places for a discount.
Does anyone have any recommendations on where or how I should get my credit score checked.
Will getting it checked by all three places effect my credit?
Should I maybe only get it scored by one creditor?
thanks
2006-11-02 06:15:14 · 9 answers · asked by Anonymous in Business & Finance ➔ Credit
Go to www.annualcreditreport.com.
By law you're allowed to get your credit report from all three places for free. The credit SCORE is more money, but generally only a few dollars.
2006-11-02 06:22:56 · answer #1 · answered by itsnotarealname 4 · 0⤊ 0⤋
www.annualcreditreport.com is the best. You can check your credit report from the three major agencies (Equifax, TransUnion, and Experian) once a year at no charge. To get your actual score, you will have to pay, which you can do at the same website (it's about $8 or $9, but worth it if you are planning to get any kind of loan). Best advice...sign on to the site and check your report from one agency, then go back in 3 months and check another, then in 3 months third. Then your year will be up, and you can start over again.
You DO NOT get penalized for checking your own credit report.
2006-11-02 14:23:52 · answer #2 · answered by cbecker72 3 · 0⤊ 0⤋
Let me thank everyone who responded with FINALLY getting the correct site for free credit reports...http://www.annualcreditreport.com
But he's looking for credit score guys! LOL
I won't list them all....there are a lot of places anxious to sell you your score.
I'll suggest http://www.myfico.com/12
This link is a little differant then the others. It gives your actually FICO score, but also supplies you with an explanation of why your score is low and tells you exactly what you need to do to correct your score and get it higher.
It's gonna cost you a little more. But trust me, it's worth it. Just getting the score doesn't tell you much other then your history sucks!! Having someone point out why is very helpfull.
2006-11-02 20:17:21 · answer #3 · answered by Anonymous · 1⤊ 0⤋
apply for credit that you know you will get denied for and ask for a free credit report after the rejection letter. ur score goes down a little, not a lot but a little.
2006-11-02 15:23:05 · answer #4 · answered by sami 3 · 0⤊ 0⤋
Government Free Site www.annualcreditreport.com
You only get one free per year.
A really good site to learn about credit: http://www.expert-credit-advice.com
2006-11-02 14:21:23 · answer #5 · answered by Anonymous · 0⤊ 1⤋
You can get your credit report free from each of the big 3 reporting agencies once each year.
http://www.annualcreditreport.com
Also check the FTC's credit site:
http://www.ftc.gov/credit/
2006-11-02 14:23:11 · answer #6 · answered by Phoenix, Wise Guru 7 · 0⤊ 1⤋
You can get a free credit report annually from all three.
Go to annualcreditreport.com
2006-11-02 14:21:11 · answer #7 · answered by Sweetie P 2 · 0⤊ 1⤋
It does not effect your credit. I just got mine for $5.95 at equarian
2006-11-02 14:19:22 · answer #8 · answered by Anyone 4 · 0⤊ 0⤋
Get it checked for free on the internet.
2006-11-02 14:18:39 · answer #9 · answered by Anonymous · 0⤊ 2⤋