My bank account is always negative, and I would like to get a fresh start instead of paying late fees and bounced check fees.Getting out of a bad marriage I just don't know where to turn.
2006-11-02 05:12:48 · 4 answers · asked by marcie d 1 in Business & Finance ➔ Credit
This is always difficult to turn that corner, but it can be done! My best advice is to first begin by talking with your banker to make them aware of your desires and losses associated with fees. In many cases, banks are willing to give you a hand, maybe reverse some of the fees for you. Ths biggest thing long term is to maintain a positive balance in the checking account. In fact, I recommend NOT writing any checks - pay only with cash - or your check and cash card. This should help. If you don't have the cash - don't buy it! Next thing is to get a store credit card, charge on it once, then pay it off completely. Slowly but surely you will build up positive credit, but there is no quick fix! It takes months... Be methodical about it and you'll get there. Good luck!
2006-11-02 05:25:45 · answer #1 · answered by loving father 5 · 0⤊ 0⤋
I hope this helps you:
Before approving your loan, your lender contacts the credit bureaus to get your credit report. Bad credit report will severely restrict your credit. In some cases, you may not even get the credit. So it is vital to get your credit report cleaned. To enable you to achieve that you have to alter your financial habits
2006-11-02 23:36:24 · answer #2 · answered by sing i 2 · 0⤊ 0⤋
Hurry and get another account before they report you to ChexSystems.
Jesus will continue to provide. Keep your head up!
2006-11-02 05:23:43 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Try this, its free, no obligation, takes less than a minute
http://www.icommissions.com/route.php?pid=37&a=33709&c=eCreditCards&s=103440
2006-11-02 08:33:35 · answer #4 · answered by BN41 1 · 0⤊ 2⤋