My mom always tells me to move out then rubs it in my face that Im a college student,cant afford to..Loans?

Question

My mom is CRAZY and does this thing like twice a month where she decides to bill me for everythinggg..rent for living here, insurance, school, health insurance, etc..its ridiculous. She always says she wants me to move out but if I actually did she would freak out..Im sick of living with this, Im a college student so I work part time..can i take out a loan to move out, move into my own place??

Im 22, work 2 jobs so Im always busy yet she always gets pissed off that I'm not home to help her out with things..yet she expects me to be out working to pay for things on my own. Nothing I do is EVER good enough and she is so moody...its little things like I got in a car accient 2 months ago and have brain damage and god forbid the attention be taken off her..now she is telling people SHE thinks SHE has a brain injury!!!

Answer 1

I'm a college student as well and I dont want to go back home to my mom cuz she is a drug addict who steals everything in sight. I ask some question about where can I go on break and I got a wide range of answers including hotels. When u need a brief break, get a room for about a week and then come home.
Try staying on dorm, save up (as much as u can) to get an apartment with some roommates.
And yes u can take a loan for a certain amount of money and apply to an apartment, it's just that loans can be expensive in the long run and it's best to just work and save at least for now. But if u are still interested try Sallie Mae Tution Answer loan, search for it on Yahoo.

Answer 2

You can take out cost of living loans. I actually do it, every 4 months when my student loans pay for the tuition i get a couple thousand dollars to help with some bills.

If you find some room mates though, you shouldn't be worse off than where you are now having to pay her for rent.

I can see why she would want you to pay for everything. You mom wants you to learn how to take care of yourself. These are things that you will have to do when you have your own place, maybe she just shouldn't be to so hard. But GOD FORBID a 22 year old would have to pay for his car insurance, school, and health insurance!

Dude when I was 22, I was married, had a career and owned my own homes and cars. Some of us don't have the luxury of staying at home with our parents. Move out and tell you mother to get off your back!

Answer 3

Don't go into debt trying to live on your own - you'll never catch back up!! If you have to move - find roommates! If your in school and working then only come home when you have to - study at the library, eat out,...My mom was terrible to live with growing up - I moved when I was 17 to my own place, worked full-time and did college (with grants) part-time. Try to stay, save as much as you can and then move out when your graduated and have a full-time job. Maybe you could offer her a little money each month while you are there to help chill her out? My brother moved back home and payed $50 month for rent until he moved back out. By the way I now have 4 kids of my own and my mom and I actually get along - probably b/c I don't have to live there anymore

Answer 4

That sucks, sorry. Can you dorm? If the school offers dorms or any kind of student housing at your school, then you can get a loan for that. Maybe you can get a bunch of your friends together and try to get even a small apartment.

Thats not too nice of your mom, and it is best to try and leave the environment. Prove to her you don't need to deal with that kind of situation, and be on your own.

Good Luck, if none of the housing works out, try to stay out of your home as much as possible, stay at school longer, and avoid your mom, when shes being "Crazy" Good LUCK!!

Answer 5

It's probally time to move . . .

I lived on my own from the time I was 18. I had a full time job and a part time job and went to college at night only taking 9 credits a semester.

My mother charged me rent from the time I gradutated high school and I paid my own bills including college tuition, car note, insurance, gas and I had to split the grocery bill with her while I lived with her.

Answer 6

You need to get a job and perhaps a few room mates and find a place. MOST college students work and go to school and either live on campus or in apartments with roomies, you can do the same.

Answer 7

You are becoming of age by the sounds of things to help out in the household financially. Make some plans with her to help pay for some things.. you say you are working part time, then help her out with food etc. I'm sure she would appreciate it, and maybe stop harping on you.

Answer 8

Try to Dorm. Take out college loans for school.

Answer 9

your mom is cruel, i hope you do move out eventually until then hang in there.
your moms seems to me to be acting kind of strange, maybe she needs some sort of professional help, sorry to hear about the accident.

if it makes you feel better i am going through a similar thing.

Answer 10

I dont know if your in US or UK....if in UK, y dont you take student loans out? i am sure there must be something similar in US....

also if you are in UK you can contact your local council and ask them for a place to live and explain your current situation....i dont exactly know how it works...but you can get a cheap place through council...thats all I know....