How much would a job delivering pizzas affect my car insurance premiums?

Question

I drive a 1997 Geo Metro.
I have no accidents or moving violations on my record.
I have been driving since August 2005.
I am 25 years old.
My October bill was $91.17.

Answer 1

Your insurance agent will have the definitive answer of course. Generally speaking, if you are using your vehicle in your job as a delivery vehicle, you are now commercial rather than personal usage. Commercial will raise your rates, but as stated, only your agent can tell you how much. Please don't be tempted to just not mention it and avoid the increase. If you do, and happen to have a claim you won't be covered because you didn't follow the requirements of your policy. If you read the small print that takes away what the big print gives, you will find a "You have to tell us about any changes in your life" part.

Answer 2

If you told your insurance agent that you do delivery with your car then you will be paying more B cause you are on the road more often than some drivers like a student for example

Answer 3

Ask your insurance agent. If you have an accident while using your vehicle in a commercial enterprise, your insurance may not cover the damage and/or liability.

Answer 4

well first of all you can chose to tell your insurance agent or not its your choice and second the company you work for will cover what the insurance company wont, lets say you get in a wreck while on the clock then your insurance company finds out and wont pay then the company you work for will provide the rest of the money to get you a car or repair yours

Answer 5

it will be higher as you are driving a lot more than normal. (well in the UK it would be anyway - dont really know how the American system works im afraid).

Answer 6

your personal auto insurance policy will not cover you while delivering pizzas - please read your policy or ask your agent