How can I figure out my credit score on my own, if I already have the credit report?

Answer 1

Having worked in the car business for 15 years and seeing many credit reports. There is no way to figure it out. Sometimes people with great credit have low scores and people with bad credit have good scores. The link below should help you the best.
https://www.creditexpert.com/Order1.aspx?areaid=22&pkgid=BCZ4Y&SiteVersionID=456&SiteID=100003&sc=648700&bcd=homeCombo

Answer 2

If you have the report it front of you then there should be a sore on it. Three digits, usually at the top. Referred to as the FICO score. This is calculated by computers. There are three credit bureaus: TransUnion, Equifax, and Experian. The scores can vary widely between all three of them.

Answer 3

Unfortunately you can't. Each credit bureau has their own score card that they filter your information through and that is how they come up with your score. Your score will always be different with every credit bureau because they all have different information that they recieve on you. And besides they also start on a different scale, one will start at 250 whereas another will start at 400, for example.

Answer 4

You can't. Go to www.myfico.com

This is the only place to get your REAL FICO scores.

It's around $40 or so. They also have some cool tools you can use, like a simulator that shows you how your scores would change if you made certain changes on your report.

Answer 5

You can't figure it out on your own, but you can go to Equifax.com,Transunion.com and Experian.com. You can get your scores for each agency. There is a small fee for each one, but it's not much. I believe the Transunion site has a program where you can get all three scores for about $24.00. Money well spent.

Answer 6

The link below has a "FICO" score estimator program. I don't know how accurat it is, but you can give it a shot.

I stumbled across this link looking for something else. ;)