2006-11-01 02:33:39 · 8 answers · asked by chelle 1 in Business & Finance ➔ Credit
this is the direct link to Experian, just make sure you unsub after the free 30 days http://www.kqzyfj.com/6c66ft1zt0GIONPKIMGIHKNNNLI
and it'll be 100% free
you can also send $2 via post but it is way quicker doing it online
2006-11-01 08:03:59 · answer #1 · answered by ken_voss12345 4 · 0⤊ 0⤋
There are no personal credit reports offered online that are easy to order and provide all the information you need.
Even the free reports offered on the new federally mandated website (sponsored by the three national credit reporting agencies) are a lot less useful than they could be.
Reasons Free Online Credit Reports Stink
•The authentication process. The process is so cumbersome, time-consuming, and frustrating—any person who values their time would quickly abandon the process.
•The security questions are a pain. To answer your questions you must have: (1) all your credit statements in front of you; (2) all your previous addresses in front of you; or (3) a recent copy of your credit reports handy.
•The information is created for lenders, not consumers—which means there is critical information that you're NOT SEEING. These reports don't include complete account numbers or all your credit inquiries, among other things.
•You have to navigate through numerous sales pitches for products and services you don't need.
•Just one free online credit report can total more than 50 pages.
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Even though federal law now says the credit reporting agencies must provide credit reports free, it says nothing about making them comprehensive or easy to get. The credit reporting agencies are now using these free credit reports as bait to quickly switch you into purchasing overpriced, and often useless credit services.
Be prepared to be bombarded with "special offers" and follow-up junk mail.
•Credit Ranking. You don't need to compare your credit ranking. It doesn't matter where you rank. Don't buy it!
•Credit Report Monitoring Service. The problem is, these services monitor only one credit report, not all three.
These services are as useful as a screen door on a submarine.
Bottom line: you don't need these special offers. The credit reporting agencies are just trying to make money off of you—especially when they're forced to give you something for free.
It will take a few weeks for you to receive your free personal credit reports via U.S. mail, but you will invest only a few minutes of your time and it will be a lot less frustrating.
When you've completed the form, drop it in the mail to this address:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, Georgia 30348-5281
2006-11-01 02:44:20 · answer #2 · answered by Brian H 2 · 0⤊ 0⤋
http://www.annualcreditreport.com
This is the TOTALLY FREE site that allows you to get 1 credit report for each year without asking for your credit card information or dangling you a free credit report in exchange for a paid subscription.
Don't use the suggestions below - freecreditreport.com as that is only "free" is you subscribe to their credit monitoring service.
The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment.
Annualcreditreport.com is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year:
2006-11-01 02:34:46 · answer #3 · answered by imisidro 7 · 1⤊ 0⤋
AnnualCreditReport.com, free,fast and easy!!! They are easy to read and it only took me about 5 or 10 minutes to get all three bureaus.
2006-11-04 19:45:39 · answer #4 · answered by kelly h 3 · 0⤊ 0⤋
Yes. www.annualcreditreport.com I have been there and it is the only one I found to be totally free.
2006-11-01 02:39:45 · answer #5 · answered by Tammy D 1 · 1⤊ 0⤋
They say it is but I am still looking for that site may be you & I both will find out the answer to this question today right ( =
Good Question thank you for asking it, I wish I would have thought about that one......................................
2006-11-01 02:36:13 · answer #6 · answered by Lil Angel 68 5 · 0⤊ 0⤋
in singapore none but in european countries, yes. REMEMBER ? singapore is PAP
2006-11-01 03:46:58 · answer #7 · answered by oublim 1 · 0⤊ 0⤋
http://freecreditreport.com
2006-11-01 02:35:17 · answer #8 · answered by Anonymous · 0⤊ 1⤋