Are there any banks out there willing to give..........?

Question

I really don't have that much credit and the little that i do have has literally gone the drain is there a company or bank out there willing to give a loan out so I can pay some bills and better my credit? I also don't have a co-signer. So I am pretty much on my own.

Answer 1

www. prosper.com is a great place to to have people bid on your listing for a loan.

Answer 2

Find a credit counseling agency. They can take a look at your debt and negotiate with your credit card companies and lower your interest rates and stuff like that. Some will consolidate all your debt and than you pay one monthly payment until the debt is paid off.

With a bad credit score the odds a bank will give you money is slim to none. You might be able to prove that you can pay it back and if you have any assets (house, car, etc) to put against the loan than there might be a possibility.

Answer 3

You will not get a loan from a bank with bad credit, but you can go to small loan company and get small amounts of money. All you need is a job, and checking account.

Answer 4

All lenders except loan sharks work on your FICO score.
Get your free report but if you already have a bad debt to income ratio, then probably only the loan sharks would go there ( and you'd end up with broken knees when you couldn't repay them )

Much better to get an extra job & pay down the debts.

http://www.freecreditreport.com/

Answer 5

I dont think you will find a bank willing to do that unless you have a vehicle or something that you can use as collateral..Good Luck

Answer 6

Just have a good job that pays well and have about one to two years at your job. Good luck.