I am only 17 years old and some how someone was able to get my ss# and use it. well I weent to the bank to get a checking account with my dad as the co-signer and they said they wouldn't be able to open one because I have really bad credit. Im 17 for crying out loud how in the world can i have credit. if someone knows how to get a free credit report please help me out!!!
2006-11-01 02:01:58 · 9 answers · asked by Oh_man_thats_me 2 in Business & Finance ➔ Credit
http://www.ftc.gov/bcp/conline/edcams/credit/ycr_free_reports.htm
https://www.annualcreditreport.com/cra/index.jsp
You will need to file a report of fraud with the police and with these credit reporting agencies. They will flag your account so that it will be much more difficult for anyone to defraud you.
2006-11-01 02:05:12 · answer #1 · answered by Phoenix, Wise Guru 7 · 3⤊ 0⤋
You should be able to go to the bank and find out which companies they used to check your credit and contact the company with your credit report from there. After you do then you need to find out from them what you can do. If they do not help then you may want to call a lawyer.
Also do what Phoenix says as well.
2006-11-01 02:06:21 · answer #2 · answered by The_answer_person 5 · 2⤊ 0⤋
After you get a free credit report, contact the local Office of Social Security. They will help you show the credit card companies what happened with the fraud and they can actually give you a new number. They can tell you what to do to start the prosecution of a complaint to get your name cleared. It's a long process.
2006-11-01 02:06:36 · answer #3 · answered by Buffy Summers 6 · 1⤊ 1⤋
Did you go to the bank and talk to the manager about this they should be able to print one out for you and you need to try to get a new ss# asap. I'm 17 and I've had the same problem almost, like you so try that and let me know asap. email me @ randy_mrrs@yahoo.com with the answer.
2006-11-01 02:08:26 · answer #4 · answered by randy_mrrs 1 · 0⤊ 1⤋
My first guess would be to go to http://www.freecreditreport.com. You will need to enter your ss# into this website to get your credit report. I never used this website, though. And you should let the police know someone stole your identity. I'm sure it will be a pain in the behinder to get your credit straightened out, but its worth it.
2006-11-01 02:07:00 · answer #5 · answered by Bear 5 · 0⤊ 1⤋
i am in serious debt and need to borrow $2000 dollars. I have bad credit and no where to turn. I am about to be put out in the street is there anyone out there willing to help me.
Tina Oliver
2006-11-01 02:17:41 · answer #6 · answered by mindie_buffie_sammie 1 · 0⤊ 0⤋
freecreditreport.com
In addition you need to report to the three major credit bureaus that there's a problem and they will report any activity on your ss to you directly.
2006-11-01 02:03:37 · answer #7 · answered by it's me 4 · 2⤊ 0⤋
Time to get a lawyer. They see this all the time so go and get one and I hope you have good luck.
2006-11-01 02:04:01 · answer #8 · answered by Anonymous · 1⤊ 0⤋
Try this
2006-11-01 02:04:02 · answer #9 · answered by Tha "Bay Be" 3 · 1⤊ 0⤋