2006-10-31 22:18:28 · 16 answers · asked by G 1 in Health ➔ Diseases & Conditions ➔ Cancer
Life insurance is a policy that pays a specified amount of money after your death to a beneficiary, a person you choose. The amount of money the person receives depends on the type of life insurance you purchase. The amount you pay to the insurance company, the premium, depends on the policy you select.
Today more than 200 insurance companies write life insurance policies in the United States. Not all insure cancer survivors. Those that do offer life insurance policies for cancer survivors usually require survivors to pay a higher premium.
You may not want life insurance now. You may not be able to afford life insurance. However, if you think life insurance would help you or your family, options exist for cancer survivors. Survivors who want life insurance should understand the different types of life insurance and how having had cancer affects the type of life insurance they can get.
Get a quote & more information here: http://www.insureme.com/landing.aspx?Refby=614500&Type=life
Take care,
Ron @ InsureMe
2006-11-02 05:13:55 · answer #1 · answered by ? 2 · 0⤊ 0⤋
I was talking to my insurance broker about this the other day. If you are looking into term insurance, it would be very expensive. They use some sort of chart to determine the rate if someone has an existing health condition. Also, the cost goes up with age. Insurance is always easier to get (and cheaper) when you are healthy.
2006-11-01 07:51:47 · answer #2 · answered by hrmom02 2 · 0⤊ 0⤋
Did anybody even go look for an answer before posting what is CLEARLY their ignorance?
It is possible depending on the diagnosis. Go here and read the rest of this article...When evaluating a cancer patient, the life insurance underwriter recognizes different cancer types, each with its own characteristics.
2006-11-01 04:44:02 · answer #3 · answered by Zelda 6 · 0⤊ 0⤋
Insurances like banks are not there to help. The only reason for their existence is making money.I can tell you that unfortunately they will refuse.However you can beat them all. Cancer in not death sentence. Many people have recovered against all doctors prediction. Go to www.sirjasonwinters.com only one of many sources of help.Never, never, never give up.
2006-10-31 22:42:34 · answer #4 · answered by Stukas 2 · 0⤊ 0⤋
It depends on the insurance company. Many do not cover pre-existing conditions.
So check with your insurance company for a complete answer.
I beleive the answer is no insurance...sorry.
My prayers are with you and your family.
2006-11-01 01:52:39 · answer #5 · answered by May I help You? 6 · 0⤊ 0⤋
No life insurance at all. For health insurance contach your local social services office to get medicade if he is under 65 and does not have medicare yet.
2006-10-31 22:34:09 · answer #6 · answered by Anonymous · 0⤊ 1⤋
it might be very hard to find someone to cover him in life insurance that is a pre-existing condition call around it would not hurt to find out
good luck
2006-10-31 22:27:44 · answer #7 · answered by Sandra C 4 · 0⤊ 0⤋
I doubt any company will take someone on who has already been diagnosed with cancer.
2006-10-31 22:20:57 · answer #8 · answered by Anonymous · 0⤊ 0⤋
If he qualifies he may be able to get medicaid. Call the county welfare office. Most hospitals have social workers that will help you with these problems. I'm sorry to hear of your father's illness. Good luck to you both.
2006-10-31 23:10:05 · answer #9 · answered by tamwagon 3 · 0⤊ 1⤋
I don't think so. Most of them ask about existing health conditions and if they don't, then it's highly unlikely they would settle the claim when they find out that he had a pre-existing condition.
http://www.freewebs.com/spiritualhealing
2006-10-31 23:49:53 · answer #10 · answered by Anonymous · 0⤊ 1⤋