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5 answers

Paying off a deliquent account does effect your credit score, it may take awhile to show up, could be 5 or 6 months. As to the points my guess if this was the only negative it would be 25 or likely higher.

2006-10-31 07:17:19 · answer #1 · answered by roger w 2 · 0 0

Hi, if you get a letter stating they are no longer collecting on this account and it can be deleted, you can forward this to the 3 major reporting agencies. It may come off all together but you will have to work hard to get that letter. It can increase your scores in as little 3 months if you have plenty of other open and active good trade lines with balances under 50% of the high credit limit.

2006-10-31 09:00:04 · answer #2 · answered by Jasøn 1 · 1 0

Dude,

Listen carefully: pay it off as soon as possible, preferably today! If you knew anything about credit ratings, you'd know that delinquent accounts cause the worst damage. Good luck.

2006-10-31 07:02:19 · answer #3 · answered by rmcgee20002 3 · 0 0

It probably won't go up at all - maybe a little but chances are it won't. Time is about the only thing that can really help.

2006-10-31 06:39:39 · answer #4 · answered by ksmpmjoll 3 · 0 0

i don't know exactly, but your credit's already a mess with a delinquent account, you can't erase that

2006-10-31 06:40:06 · answer #5 · answered by Jen 4 · 0 0

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