2006-10-31 05:11:02 · 8 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
If this is in regards to your own policy and you don't specify that you want rental car coverage on your policy and you get in an accident that is your fault, then no. Your insurance company will not provide or pay for a rental car for you.
If you are involved in an accident that is the other persons fault and you are without your car while it is being repaired, then HIS insurance company will pay for a rental car for you.
I've had three different accidents in which idiots ran red lights and hit me and all three times, the other guys insurance company paid for a rental car for me. One of which was for over 45 days while they waited for the parts to fix my truck. Insurance companies involved were Progressive, Mercury and 21st Century. They might tell you they don't have to cover it, but just ask your agent and they'll tell you how to go about getting it from the other guys company. You wont get to pick what car you want and it's usually a little beer can of a car, but it's transpo while your vehicle is down.
2006-10-31 07:43:34 · answer #1 · answered by the_silly_fox 1 · 0⤊ 0⤋
I'm assuming you mean the other party was at fault, and does his company have to provide you with a rental? The law varies from state to state on this, so I can't speak for everywhere, but in general, that's part of liability coverage. They don't PROVIDE it, they will compensate you if you rent a vehicle. They're an insurance company, not a rental agency.
2006-10-31 10:14:11 · answer #2 · answered by Chris 5 · 0⤊ 0⤋
Yes and No.
If you were the at-fault party, you would only be given a rental car voucher IF you had that coverage on your policy at the time of the accident. The other party would be granted that voucher.
If you were not the at-fault party(claimant) then yes, you are entitled to a rental car, however the insurance company may choose to either pay for the rental car themselves or reimburse you. That is their choice.
Good luck.
2006-10-31 09:18:52 · answer #3 · answered by Nysa 3 · 0⤊ 0⤋
No, the insurance company is under NO obligation. now you can get an insurance policy that will cover the cost of a rental in the event that your car has been damaged. Most policies have no upfront rental coverage on them.
2006-10-31 05:16:30 · answer #4 · answered by gearnofear 6 · 0⤊ 0⤋
Some state insurance regs require other party insurance provide you with rental reinbursment, however, they have NO contractual obligation to provide you with a vehicle. Most any good insurance company will offer rental to protect their insured in a liability situation within reason.
2006-10-31 11:41:12 · answer #5 · answered by Anonymous · 0⤊ 0⤋
the only way an insurance company will authorize a rental car to you is if your insured with them, and have rental reimbursement on your policy, or if your veh was stolen, and you have comp, and coll on your policy.If your the clmt, and trying to get a rental from the the other party's insurance there company will not auth a rental until they find there insured liable for the accident..
2006-10-31 11:08:10 · answer #6 · answered by D.L. 4 · 0⤊ 0⤋
Only if you pay for rental car coverage on your policy
2006-10-31 05:17:19 · answer #7 · answered by nbr660 6 · 0⤊ 0⤋
You would have to check your ploicy
2006-10-31 05:18:40 · answer #8 · answered by lefty_miller 2 · 0⤊ 0⤋