2006-10-31 03:06:54 · 5 answers · asked by kok021580 1 in Business & Finance ➔ Credit
Are u still in debt or have you paid out your creditors? Did you go bankrupt? The best way if you are still in debt, is to pay mininum amout on all bills, but 1. That 1 you pay as much as you can, but always more than mininum untll it is paid off. Then you choose another bill, pay mininum on all debts, but this 1, pay as much as you can but always more than mininum, etc until you get all debts paid off. This usually takes about 2 years, but at the end of this time, you should have a pretty clean record. (do not make any more debt what you are doing this) If you are out of debt thru finally paying the bills off , pay your electric bills, cable, water, etc promptly Save some money, then get a secured credit card that you pay on time. Usually it takes 2-3 years to repair your credit rating. If you went bankrupt, I don't know what you can do to repair your credit.
2006-10-31 03:52:51 · answer #1 · answered by bettyswestbrook 4 · 0⤊ 0⤋
first you want to try to pay off your old bills as fast as you can, by doing this it will repair your credit a little. You can also go to some of these loan companies and take out a small loan say $200 - $300 usually pay back is about $50 - $60 a month, every couple of months you can renew these loans which will increase your credit score. I have raised my score over a hundred points in the last 10 months.
2006-10-31 04:53:02 · answer #2 · answered by millerlitetime36 2 · 0⤊ 0⤋
Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-credit.com/category/Step-by-Step-Credit-Repair-Guide.html
2006-10-31 22:29:27 · answer #3 · answered by sing i 2 · 0⤊ 0⤋
There is not an automatic quick fix to your credit repair. Start with obtaining your credit report, review it carefully. Dispute legit errors. Don't dispute real debts you owe, because the report date will be updated and will make your debt seem newer than it is and could possibly lengthen the statue of limitations for the debt.
2006-10-31 14:03:22 · answer #4 · answered by Mariposa 7 · 0⤊ 0⤋
Yea, read all of the following, its free
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2006-10-31 03:09:35 · answer #5 · answered by austinguy62 2 · 0⤊ 0⤋