If I bought a 07 Scion tC, will my insurance shoot through the roof?
Right now I have a 95 Honda Accord, I pay 99 a month, no acidents or tickets yet.
Will it go up alot since its a newer car?
2006-10-30 14:30:53 · 8 answers · asked by m1ndless 1 in Cars & Transportation ➔ Insurance & Registration
It might! Do you currently carry comp and collision? Insurance companies rate all cars on various factors so no two are the same. I would suspect you should be prepared to pay more!
2006-10-30 14:35:03 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I am a 23 female that live in southern, ca I have 21st century auto insurance and Mine insurance is 1,000 for six months. I have a 2007 scion tc. Hope that helps. Yes new car has a lot to do with it and your age. Before this car I has a 1998 Honda civic. My insurance was about 6 or 7 hundred
2006-10-31 05:13:38 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Your insurance costs depends on many factors. Things like is the car stored in a garage or on the street, the new Scion will raise your rates because the value of the car is greater and if you have payments the loan company will require the full coverage. And your zip code will determine the chance of your car being stolen, and of course your age, and driving record. I would ask around to different companies. I will say this, I am a member of Costco and they offer their members a really great rate through their affiliate ins. company. I was with State Farm, and they wanted 450 every 6 months, now every 6 months I pay 250.00
2006-10-30 14:49:48 · answer #3 · answered by mr.answerman 6 · 0⤊ 0⤋
Thats why you call up your insurance company BEFORE you buy a new vehicle and they can give you a quote over the phone. I'm guessing it should go up cause unless you paid for it in full, you need full coverage, and it depends on how old you are, if you've had insurace coverage for a while and other safety factors.
2006-11-02 03:24:27 · answer #4 · answered by The Mullet 4 · 0⤊ 0⤋
Pick up the phone, call your agent, ask him/her this question. They can pull up your current policy and give you and estimated quote for how big of a change you can expect if you decide to get this vehicle. Insurance agents do this all the time, do not be afraid to call and ask!
If the vehicle will be financed, you will have to carry full coverage. So if you don't have full coverage on your current vehicle, you can definitely expect it to increase somewhat.
2006-11-01 03:30:49 · answer #5 · answered by Beth 4 · 0⤊ 0⤋
Depends if you are making payments.....loan companies require you to pay for comp and collision for the replacement of the vehicle in case of accident or theft.
If you are paying only liability now you could say yes it's going to go up....but they also factor in age, marriage, children, and how long you have had a license and miles driven per year.
These are Calif. standards.....they are not suppossed to use zip codes.but you have to be a fool to think they don't.
2006-10-30 14:42:27 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Probably not that much. Sometimes the enhanced safety features of a newer vehicle offset things like high performance, etc. It may increase somewhat, you can get a quote, it won't hurt.
2006-10-31 10:19:56 · answer #7 · answered by Chris 5 · 0⤊ 0⤋
Oo it will skyrocket. you have to carry full coverage
2006-10-30 15:18:18 · answer #8 · answered by mommy2savannah51405 6 · 0⤊ 0⤋