Annual Income $90,000 ...seeking Health Insurance Low cost?

Question

Even though my annual income is 90,000 i pay 2800 rent and have other expense.How can i get low cost health insurance .PLease assist

Answer 1

You could look online through a health insurance quote provider service. They will give you the lowest quotes from several top-rated health insurance providers nationwide.

This way you can compare plans, deductibles and rates with no pressure and no obligation to buy.

Two of the leading health insurance quote provider services online are:

1) InsureMe - they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to - http://www.insureme.com/landing.aspx?Refby=613598&Type=health

2) eHealthinsurance.com offers you side-by-side quote comparisons from a large network of health insurers across the country. eHealthinsurance has more than 900,000 clients in the U.S.

I hope these two services can help you find low cost health insurance. Good luck.

Make sure you are aware of any/all pre-existing exclusions and review all exclusions on the policy before you purchase a plan. You may want to speak with an insurance agent that specializes in health insurance before making your final decision on a plan.

Answer 2

Unfortunately there is no such thing as low cost health insurance. The only thing you end up with is less benefits and more out of pocket when something terrible does happen. You could go with a plan that has an HSA or a Health Savings Account. Your deductables will be higher but your premiums will be lower. The question is, how often do you need to use your insurance and how much can you put in your savings account for the higher deductable. If your not sick often or only go to the doctor for annual check-ups, this may be the route for you.

Answer 3

Health insurance isn't anything you want to skimp on if you actually plan on using it.

You could do any combo. of the following...

a) Look for a cheaper place to rent.
b) Eliminate unnecessary expenses (Live as if you made 80k and cut back!).
c) Look into changing to an employer that offers benefits. :-)

Answer 4

Annual income $17 000.
(With two university degrees and the debt to show for it.)
I don't feel your pain.

Lower your negotiable expenses, like ridiculous rent, to pay for your essentials, like health care.

Stop living beyond your means. You'll be less stressed, and healthier in the long run.

Answer 5

Find cheaper rent. or get by without it like I do.

Answer 6

you cant even if you were to make far less