what is the shortest period of time I can insure a car for?

Question

I just want to tax my car before I sell it

Answer 1

I would think you can insure it for only one day if you want to but your insurnce company will be the one to answer that one.

If you are selling your car through a car dealer, make sure the car is insured until it's on someone elses name in case something happens to it at the dealers. It's terrible when test drivers or vandalists ruin cars at the dealerships.

Answer 2

Seeing that you are selling it i wouldn't bother taxing the car as long as its not on the public roads. Instead i would advertise the car as no tax. We brought a car with no tax a few months ago and picked it up on the 1st of the month. Had the insurance arranged for that day & went to post office to tax it before driving it home. You could always knock the cost of the tax off the car for the buyer if they need it to be taxed but let them tax it. As long as you send the log book off that day you will be covered if they decide not to tax it as ownership will be transfered to them. If you really want the car to be taxed before you sell it then not only will you have 6 months tax to pay but also the insurance which will not be that cheap as short term policies are more expensive compared with annual ones due to the admin charges they carry. There getting less money so will bump up the price to make it worth their while. If you have another car insured then it is possible to have the car your selling as an additional car for 1 week so that might be possible to do it that way. Best speak to your insurance company to see which way is the cheapest.

Answer 3

Take out a policy with any reputable company, and opt to pay on a monthly (credit) basis. Wait for your documents to come thro and you can tax it instantly (I'v done this plenty of times) so long as its mot'd ect. Once taxed call your insurance and cancle, as with all credit, the FSA (finance standards agency) rules that there sould be a 14day "cooling off period" which means you can cancle and not loose any money or pay any fines or penaltys. Any money you have paid they will send you back, Its the law! the company will have to tell you this both over the phone and in print, (small print). Beware tho some companys take a few days to process a cancled pollicy so leave plenty of time !

Answer 4

Some companies will insure you for 10months depending on your age and how long you've been driving, but if your getting another car you can change the insurance over and pay the differance for the new car if its more. Or cancell it, but there may be a charge depending how long it is.
Or you could just sell the car without tax....

Answer 5

If you are wanting to tax car before selling it I think you need about a months insurance on it before P.O will tax it. If you ask at local P.O they will tell you. But once you've got your tax disc you can then cancel insurance and get some of your money back

Answer 6

Not sure, but if you have a previous car insurance dealer, or know someone who does, see if you can put it onto someones insurance for the day. I had two vehicles and would only insure my other vehicle if i drove it. Sometimes i would just insure it for a few days. But if you have no insurance now? not sure. You can get a trip permit so you can technicaly drive the vehicle. But if you got slammed youd be in the soup.

Answer 7

You can phone an insurance broker or get someone who is fully comp on their car to drive it to the MOT place.

Then insure your car, get a certificate of cover note then cancel the policy.

Answer 8

try
www.tempcover.com
www.insuredaily.co.uk

but "The DVLA and UK Post Offices will not accept insurance certificates downloaded from the Internet for Road Tax purposes."

Answer 9

24 hours

Answer 10

After purchase you can council at anytime it your policy.Thanks 4 the 2