2006-10-28 04:35:37 · 8 answers · asked by Anonymous in Business & Finance ➔ Credit
I have had some good experiences...I mean after all they are just doing there job...If I didnt fall behind, I would never be getting calls in the 1st place so who else can I blame?
2006-10-28 12:10:33 · answer #1 · answered by Anonymous · 0⤊ 0⤋
The reason they are mean, and act the way they do, is because you don't know the law, and don't know your rights. As mentioned in a previous answer, once you let them know you understand the law and know how to defend yourself, the will generally leave you alone (ie stop harrassing you and simply proceed with collection work).
Read the Fair Credit Reporting Act below and find out what they are allowed to do.
2006-10-28 07:43:44 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I had mean collection agencies trying to force me into selling everything I own to settle $30K in medical bills (that were the responsibility of my uninsured motorist car insurance coverage). As soon as you start talking about government collection and lender laws regarding harassment they will usually stop harassing you.
2006-10-28 06:52:55 · answer #3 · answered by Steven 2 · 0⤊ 0⤋
I certainly have and am nonetheless getting calls , the answering device is fairly good at taking the calls. extremely some the sequence corporation's I dealt with that have been authentic debts of my previous due husband and others are for his youngsters. now and back I talk to them and tell them i don't be attentive to a sparkling form for them to call. yet as I stated the answering device has helped lots. That way i do no longer might desire to handle them in guy or woman.whilst i attempted ,they did no longer"t have self assurance me. you have my authentic sympathy there.
2016-11-26 00:52:33 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yes, be advised there are very strict Federal Laws that they must follow. The laws are there to protect you.
Good article here:
http://www.expert-credit-advice.com/debt_collection_laws.htm
Also you can make them leave you alone forever by sending a cease and desist letter.
You can download one for free here: http://www.expert-credit-advice.com/free_credit_repair.htm
2006-10-28 04:52:35 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Be aware of your rights -- the Fair Debt Collection Practices Act (FDCPA) says specifically what they may or may not do. Remember, though -- are you completely innocent in this picture?
2006-10-28 07:18:32 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Yes and they are very persistent. There are laws though to protect you from harassment. try a search for information.
2006-10-28 04:43:24 · answer #7 · answered by William J 2 · 0⤊ 0⤋
If you send them a letter saying to leave you alone, by law they have to.
2006-10-28 04:44:50 · answer #8 · answered by Rick 7 · 0⤊ 0⤋