I live in Ohio. My cousin just got in an accident that wasn't his fault. The thing I'm worried about is that there is no insurance on the car. The car is totalled. I was wondering if there would be any compensation that will allow us to get another car and other expenses? What usually happen in this type of situation?
2006-10-26 14:25:51 · 16 answers · asked by vmars_7 1 in Cars & Transportation ➔ Insurance & Registration
if it was the other person's fault then the other person's insurance will cover your loses. If the other person is not at fault then they can sue for damages caused to their car and your cousin will be held financially responsible to fix their car and his as well. Insurance is expensive but when accidents happen it gets you back on the road quickly.
2006-10-26 14:35:07 · answer #1 · answered by kel_tg 2 · 0⤊ 1⤋
There will be no damages paid for his car because he was driving around uninsured. Although the other party was found at fault and damaged another person's car, the other insurance company will not pay for something your cousin didn't bother to cover himself. It's a tough lesson to learn, but not only is it illegal to drive without insurance, you also put yourself at a very high risk for loosing a lot of money as you will not be compensated for your loss. If there were injuries involved, the other person's insurer would probably pay the medical bills, but not the car. Your cousin will be ticketed for driving without insurance and state will suspend his license.
2006-10-26 21:56:13 · answer #2 · answered by Rexy 3 · 0⤊ 0⤋
The uninsured driver generally finds himself/herself in up to their ears with all kinds of legal problems! It really doesn't matter at this point who's fault it was, the real deal is your relatives car should not have been on a highway in the first place! I don't live in Ohio but I can say for certainty that your relative is in a serious situation and will probably bare the lions share of expenses!
2006-10-26 21:33:09 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Who doesn't have insurance- your cousin or the other person?
If it's your cousin then he can file a claim with the other person's insurance, and still get paid for damages.
If the other car doesn't have insurance then your cousin should file a claim either under his collision coverage or see if uninsured motorist property damage coverage exists on his policy that would apply. If neither, then your cousin would have to sue the other person.
2006-10-27 16:50:11 · answer #4 · answered by Chris 5 · 0⤊ 0⤋
Car Accident But No Insurance?
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2014-06-28 15:30:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋
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RE: Car Accident But No Insurance?
2014-06-26 01:20:13 · answer #6 · answered by ? 1 · 0⤊ 0⤋
The other party is liable - so they have to fix the vehicle or write a check for a new one.
If they have insurance, file a claim. If they do not have insurance, sue them. Backlash to suing them, is that you might get fined too for allowing your brother to drive an uninsured vehcile.
2006-10-27 03:06:01 · answer #7 · answered by PeppermintandPopcorn 3 · 0⤊ 0⤋
Nope. You're out of luck. Who do you think is going to pay for another car?????That's why people buy insurance. In California you'd be lucky if you were'nt fined too. But if someone crashed into him, the other driver's insurance should pay for the damage.
2006-10-26 21:40:43 · answer #8 · answered by Vinegar Taster 7 · 0⤊ 0⤋
How difficult is it to understand that "you need to have insurance on your car" before you drive.
Irrespective of who's fault it is, you friend was driving when he should not have been (illegally driving that is) and he will be responsible for almost all the damages.
2006-10-30 19:00:58 · answer #9 · answered by tigerclaws12 1 · 0⤊ 0⤋
The only thing i can tell you is that you are screwed , My boyfrind did the same thing . He totaled his car , and caused quite abit of damage to the other , he had to go to court and pay for damages and then take a drivers ed course
2006-10-26 21:29:43 · answer #10 · answered by carolianian85 2 · 0⤊ 0⤋