I really need something to report to my credit file. I am looking for the dates of the month that information is updated to the three credit reporting agencies, and when does it post to my credit file?
2006-10-26 11:03:09 · 4 answers · asked by realunderboss 1 in Business & Finance ➔ Credit
If this is a new credit account, you can expect to wait 2 to 3 months for information to appear on your credit report. For new accounts, the creditor has no information to report until you are potentially late on a payment. This means you may have to wait for 2 complete billing cycles before any reporting will be done. You should contact your creditor to find out what their practice is.
2006-10-26 16:04:03 · answer #1 · answered by bizou_bear 3 · 1⤊ 0⤋
Depends on the creditor.
Some report monthly.
Some report bimonthly.
Some report annually.
Some never report.
If you are really needing it done, you can do a rapid rescore, or just call the creditor and ask when they are going to report.
This site may help you: www.expert-credit-advice.com
2006-10-26 21:15:20 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Each creditor reports on their own schedule. Judging from weekly checks of my our report, most seem to report on the monthly statement date.
2006-10-26 21:31:37 · answer #3 · answered by STEVEN F 7 · 1⤊ 0⤋
It depends on the company. Some companies report monthly, some bi-monthly, and some quarterly.
2006-10-26 18:11:49 · answer #4 · answered by what do I know? 2 · 0⤊ 0⤋