2006-10-26 10:51:54 · 27 answers · asked by mark a 1 in Politics & Government ➔ Law Enforcement & Police
who is your insurance with, there was something on the news a while ago about some insurance company screwing up their policies with the result that loads of people were driving aroung without insurance unbeknownst to them! get your insurance company to admit liability and you will should avoid getting done. Good luck
2006-10-27 06:21:45 · answer #1 · answered by jellybean 4 · 0⤊ 0⤋
I believe the goal of your question is to seek a means of approaching this delemma in a way that has the best outcome for you, in reference to the citation.
The first thing to do is to make sure you understand the section you were cited for - to know precisely what the violation is said to be. There's a difference between being an uninsured motorist and being insured, but failing to carry your proof of insurance in the car with you. Or you may have been cited for some other insurance-related violation. Make sure you understand it.
You indicated that you insurance company made a mistake. If the mistake the company made is precisely the omission for which you were cited, then you should make an appearance in court and bring with you all supporting paperwork to show that the company made a mistake, that the mistake was still existing on the day you were cited, and that they now corrected the mistake. This will place you in a better position for having that particular violation dismissed, but would not have an impact on any other violations that may have been listed on the citation.
If the company's mistake is not really relevant at all to what the officer sited you for, then you're in a worse position.
2006-10-26 11:46:28 · answer #2 · answered by nothing 6 · 0⤊ 0⤋
You are responsible for checking your insurance documents and informing the insurance company of any mistakes. If it was any other type of problem the magistrate will decide if the blame lies with the company or you. Unless you already have at least 9 points on your licence or you were driving dangerously when stopped I doubt you'll lose your licence. The usual penalty for no insurance is a £200 fine and 3 points. You're lucky the police didn't seize your vehicle as the law allows them to take away uninsured vehicles.
2006-10-26 10:57:37 · answer #3 · answered by THE BULB 3 · 1⤊ 0⤋
Are you saying you have a company car and the company you work for didn't insure it for some reason, when it should have been. As said before, to answer fully I need more info. Are you in the UK? Do you have insurance on your own private vehicle? If so, you should be covered 3rd party only for driving any other car as long as you have the owner's permission to do so. If not, you may end up in court fighting your corner. Don't forget to drop your company in it, and get someone from the company to come in as a witness. It may be that the company end up getting done for it. If it truly wasn't your fault, then good luck.
2006-10-27 02:50:54 · answer #4 · answered by ragill_s1849 3 · 0⤊ 0⤋
Um, what happened? Once, I didn't have an insurance card on me and they let it slide. (This was after a wreck, and I had just cleaned out my dash and forgot to put the new one in.) They just sent me a post card requesting that I show proof I was insured on that certain date. I took it to the insurance company and they signed everything for me. Don't you have a cancelled check or some electronic statement with proof you've paid? They should be able to fix it providing it was really their mistake.
Oh, and I don't see why you would have to go to court unless you are contesting them for whatever they pulled you over for in the first place.
If it is only an issue of proving insurance, your insurance company can handle that.
2006-10-26 14:50:00 · answer #5 · answered by JACQUELINE 3 · 0⤊ 0⤋
get confirmation from the company made a mistake on your insurance and produce this to the police in the mean time sort it out with the insurance comapny so you were covered at the time you were stopped .
2006-10-26 12:08:36 · answer #6 · answered by a1ways_de1_lorri_2004 4 · 0⤊ 0⤋
no insurance is an absolute offence IE there is no defence
you cannot claim ignorance of the fact when you buy insurance you are issued with a policy document which details the conditions of your insurance and a certificate of insurance which details your cover
if you do not check these to confirm you can drive what how and when you want or need then you cannot blame the lack of cover on the ins co it is the drivers responsibility to ensure they are covered
if you drive before receiving these documents then you risk your licence and future financial security
sorry but that's the way of the law on car ins in the UK
2006-10-26 21:58:20 · answer #7 · answered by xj8jagman 2 · 0⤊ 0⤋
If it gets to court, argue special reasons for not having your driving licence endorsed. This is a genuine reason for putting forward that argument. You may still be fined, but there is always a chance that the court might give you a conditional discharge if it was the fault of the company. Would the company be prepared to write a letter for you to produce to the court? That would work marvels!
2006-10-26 14:45:46 · answer #8 · answered by Doethineb 7 · 0⤊ 0⤋
If it was the insurance company that made the mistake, they will usually pay all your costs. If they don't you have a good chance in court.
2006-10-26 10:59:26 · answer #9 · answered by clevver17 2 · 0⤊ 0⤋
A driver/rider of a vehicel is repsonsible in ensruing his/her vehicle is road worthy this includs Insurance,mot,road tax ect.
You are the person responsible in obtaining an Insurance policy.
Insurance companies clearly state that you check all information is correct and inform them if it isnt. Also that and your provide all information or this will void your policy.
Without giving us the full facts there isnt much advise that can be given.
2006-10-28 08:24:18 · answer #10 · answered by dcukldon 3 · 0⤊ 0⤋