says they won't pay to "clean" the alternator. I say it is a "repair" not a clean. The dealer wants to remove the alt and disassemble it to remove the debris. Is the alternator "damaged" and in need of "repair", or does it just need "cleaning"? And is the insurance co, a MAJOR company, just trying to rip me off by refusing to "clean", saying cleaning is not covered, only repairs are covered. I'm pretty upset......I want other opinions please.
2006-10-25 21:58:22 · 5 answers · asked by MrZ 6 in Cars & Transportation ➔ Maintenance & Repairs
Yes L96vette, it was state farm. Even the dealer told me they were one of the "worst" companies to deal with insurance claims. I never knew that before now. But now I am finding out the hard way.
2006-10-26 07:19:06 · update #1
Insurance companies are criminals. Let me guess: State Farm? GEICO?
Get the dealership to give a written description of the damage to the alternator, and the insurance company will not have a choice. If the insurance company is smart, they will pay you before more damage is discovered. I once had a vehicle that was rear ended and their insurance challenged the original quote of about $1200. When it was taken apart, the quote jumped up to about $2000. All legit, and I'm not suggesting anything under handed in your case, but talk to the repair shop and make sure they find ALL of the damage.
If you have rental insurance, get into a car ASAP. This will cost them $, and you have the right to have your case go to arbitration, which will cost them more $. Often they will settle rather than drag it out.
You can file a claim in small claims court if they still refuse.
2006-10-25 22:32:36 · answer #1 · answered by L96vette 5 · 1⤊ 2⤋
If the car sits idle for many years mice will make a nest at any place they are able to .If they are not able to get to a well meals supply to fill their stomach's they are going to begin to consume insulation off your wiring to compensate and consume each and every different too.the alternator will have to be wiped clean out .I recognize of persons placing steel reveal fabric over the openings to hold out the nesting.They additionally climb into exhaust pipes .I recognize that first hand I fired up my 1979 cx500 HONDA v-dual and blew a nest and scooby (mouse)throughout my driveway out my tail pipes ! They get into locations so small you cant consider it feasible .
2016-09-01 02:53:12 · answer #2 · answered by Anonymous · 0⤊ 0⤋
No. The insurance company just don't feel the need to pay for your neglect in keeping the car free of vermin. And the rest of us premium payers don't really want to subsidize you either.
2006-10-26 01:33:44 · answer #3 · answered by Nomadd 7 · 1⤊ 2⤋
marine. that was stupid. shush.
Anyhow, insurance companies are picky on what they fix. If you get the alternator inspected and its damaged they'll probably sing another tune. HOWEVER.
it takes a half hour to pull an alternator and hour to tear down and rebuild another maybe hour [due to tension belt] to replace. You can easily do this one saturday afternoon just fine. =]
2006-10-26 01:49:34 · answer #4 · answered by computer_glitch_uhoh 3 · 1⤊ 2⤋
just use a air hose with a nozzle on it and blow the insulation out of it. unless you have run the car and the alternater got hot due to lack of air flow it should be OK.
2006-10-26 00:05:08 · answer #5 · answered by heavywrench0357 2 · 1⤊ 1⤋