2006-10-25 17:13:02 · 5 answers · asked by aldar 1 in Business & Finance ➔ Renting & Real Estate
Well, there is a substantial amount of material on the internet regarding that subject here is just a few links we have found contain the most accurate information.
HUD consumer complaints: http://www.hud.gov/offices/hsg/sfh/res/resrefer.cfm
HUD Borrower rights and responsibilities of Mortgage Servicer: http://www.hud.gov/offices/hsg/sfh/res/rightsmtgesrvcr.cfm
FTC: High Rate – High Fee Loans (know your rights): http://www.ftc.gov/bcp/conline/pubs/homes/32mortgs.htm
Real Estate Settlement Procedures Act (RESPA) [about closing costs & settlement procedures]: http://www.hud.gov/offices/hsg/sfh/res/respa_hm.cfm
Predatory Lending information from ABA: http://www.aba.com/Consumer+Connection/CNC_pred1.htm
Free legal aid search for all states: http://www.lawhelp.org/
Consumer Credit Protection US Federal Laws*: http://uscode.law.cornell.edu/uscode/html/uscode15/usc_sup_01_15_10_41.html
American Bar Association: http://www.abanet.org/about/ or http://www.abanet.org/statelocal/home.html
American Bankers Association: http://www.aba.com/Consumer+Connection/default.htm
I know that's a lot of reading but if indeed you are correct you best read up on it. I included web sites for searching information on how attorneys can help you, since chances are you will need one. In addition to these links there is probably just as many in your state relating to the subject. I didnt attach those because I don't know what state your in.
Buena Suerte
2006-10-26 02:26:16 · answer #1 · answered by newmexicorealestateforms 6 · 0⤊ 0⤋
The federal Trade Commission is not going to do anything unless it is on a massive scale. You need to go to your state department of professional regulation. You can file a complaint there. The state laws do vary but in general, but they are there to protect the general public and they most likely will talk to you about your case and to advise you whether someone has violated the state law. Try your state government web site and look for department of professional regulation (some states may call if in a different name).
2006-10-26 00:44:59 · answer #2 · answered by robert S 4 · 0⤊ 0⤋
ask the Federal Trade Commission....there is a complaint form online if you need that....
but if you're looking for action, like money from something that went wrong for you, see your real estate attorney.
2006-10-26 00:23:36 · answer #3 · answered by sophieb 7 · 0⤊ 0⤋
Contact the FBI. They're looking for loan officers and mortgage companies that do that.
2006-10-26 01:01:00 · answer #4 · answered by teran_realtor 7 · 0⤊ 0⤋
call your state banking dept
and your states dept of real estate or
2006-10-26 00:41:19 · answer #5 · answered by learningnewthings 4 · 0⤊ 0⤋