I have a friend who owes $100k of hospital bills, she had insurance but the insurance will not pay for what they call a non-emergency situation which i disagree, my friend had a cancer, stage 2 so it was treated two-three months of chemo and radiation theraphy. She work and a husband who works and they make around $45k/year. They only have one dependent.
With all that said, is there any way they can get out of debt?
Or is there any way they can get help with that hospital bill that they owe?
What can they do to get help?
The hospital that they owe money to wont cooperate and I guess they want my friend to pay it off right away. My friend cannot do that because most of their pay checks go to their bills also. Medicaid didnt accept my friend's application either. I dont know what else they can do.
Anyone?
2006-10-25 15:17:32 · 7 answers · asked by o0_gandayan_0o 2 in Family & Relationships ➔ Other - Family & Relationships
They did go to a lawyer, but the lawyer told them to file bankruptcy and my friend's husband dont want to do that, Is there any other option aside from filing bankruptcy?
2006-10-25 15:18:36 · update #1
if the hospital will let them pay bill monthly, about how much do you think will they be paying?
my friend started paying them but they still had to call on an attorney because I guess my friend couldnt afford the payment plan the hospital set them to pay monthly
2006-10-25 15:26:41 · update #2
its just that i feel so bad for my friend right now, she just got treated from having cancer and here's comes another problem, it's stupid how medicaid govt dont grant people who are more needy..
2006-10-25 15:35:40 · update #3
Your friend's husband needs to reconsider bankruptcy.
Payment plans are workable only if the hospital agrees, and there is nothing that requires the hospital to agree to a payment plan. If the hospital turns the account over to a collection agency, then they can expect a collection lawsuit right away, followed by garnishment and post-judgment interest. I've seen it happen.
The husband needs to realize that bankruptcy laws were enacted to give people a second chance and to do away with the concept of "Debtor's Prison". It's not about screwing people over and not accepting responsibility. It's about having a decent chance at one day having golden years to enjoy, instead of being elderly and living off cat food with only their social security checks every month.
They need to listen to their lawyer. Wouldn't they listen to their doctor?
2006-10-25 15:32:34 · answer #1 · answered by eddygordo19 6 · 1⤊ 0⤋
She needs to go see a lawyer about bankruptcy. It will ruin her credit for seven years, but it won't be as bad as paying the medical bill for years to some. They will probably discharge the bills. She can do a bankruptcy without her husbands name on anything. See a second lawyer. I am doing the same thing right now. She needs a new lawyer.
2006-10-25 22:20:11 · answer #2 · answered by NoName 2 · 0⤊ 0⤋
I have 2 thoughts:
1 - most hospitals will setup a payment plan....there is usually like a patient liason or representitive who can assist with that process. Ask them to check with the hospital and see if they have a program they can get into to repay.
2 - my dad went through a similar thing - and his insurence did finally pick up the bill. again.....have your friend(s) call the insurence company and ask to talk to a supervisor....or someone in charge and see if something can be changed.
I know I said 2 but here is a third.....the cancer socity may have ideas where to get help....if your friends have this problem 10 to 1 says they are not alone!!!!!! let me know how it goes if you can
2006-10-25 22:28:13 · answer #3 · answered by kb9nss 2 · 0⤊ 0⤋
Hospitals are flexible if you tell them the situation and they will put you on some kind of payment plan. A lot of times they don't care if you pay 5k or 5$ a month as long as you consistently make payments. If it makes you feel any better when I finish med school I will be about 650k in debt of student loans
2006-10-25 22:20:27 · answer #4 · answered by mrs michelle 4 · 1⤊ 0⤋
Stop...you are getting involved where you cannot do anything.
However your local congressman or state senator can investigate for you....make sure it's where that person lives.
You can make a complaint for investigation of the insurance company with the state attorney general's office.
Your claim seems very valid, and needs intervention with the proper authorities....
My very best wishes and prayers.
2006-10-25 22:22:07 · answer #5 · answered by May I help You? 6 · 0⤊ 0⤋
Hospitals normally take very small amounts per month. She is very lucky that she was not asked for the money upfront before treatment was given. They should count their blessings.
2006-10-25 22:24:42 · answer #6 · answered by Sunflower 6 · 0⤊ 0⤋
file bankruptcy
2006-10-25 22:19:22 · answer #7 · answered by R & B 5 · 0⤊ 0⤋