that if I don't pay they were going to do a lean on my house... can they really do that????
2006-10-25 09:56:23 · 21 answers · asked by Maricruz H 2 in Politics & Government ➔ Law & Ethics
They cannot put a lean on your house for $500.
Hospitals are the most crooked institutes in the country.
Their policy is to bill everything to the individual, even if insurance covers it.
They send bills constantly in hopes someone will bite.
What you can do if they annoyed you, ask for copies of all medical charts in regards to that expense, and for time records of the doctors/nurses involved in the expense. They will need to go through archived data to get you your info and most likely will give up.
2006-10-25 10:13:51 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Assume they can. It's not a matter of collateral. Not just anybody can put a lien on your property to cover just any old debt--there are different types of liens and different circumstances that allow them, and to be honest I'm not that clear on all of them--but in this case it was no doubt buried in all the paperwork you signed.
If you owe the money, pay it. No doubt you can work out a payment plan to give them some managable amount each month until it's paid.
Edit: OK, I found a reference on Wikipedia. Apparently hospitals are one of the specific special types of liens:
"healthcare lien (United States) - a statutory lien asserted by an HMO, insurer, medical group or independent practice association against those liable to the patient in damages, to recover money paid or claim money payable for healthcare services provided (sometimes called a healthcare lien)."
2006-10-25 10:09:54 · answer #2 · answered by EQ 6 · 0⤊ 0⤋
All a lien does is say there is a debt against the equity of the home if you decide to sell it. The statute of limitations is getting ready to take effect on the debt. Since seven years have elapsed since the debt was incurred, if the collector can't get you to pay something on it, it will be erased from your credit file and they will no longer be able to collect on it. It is basically wiped clean. BUT, if he can scare you enough to get you to pay on it, it reinstates the debt for another seven years, and he can continue to harass you for it. Don' t send them a dime or agree to send anything. In a little while the debt will be gone. If he harasses you after the statute of limitations has run out, you can take him to court for harassment.
These vultures will try anything to upset, scare and harangue you into paying them something. If he calls again, get the name and address of the company he works for and send them a certified letter stating you are not to be contacted anymore regarding the debt. By law, they have to stop calling you after that.
Good luck
2006-10-25 10:10:49 · answer #3 · answered by Slimsmom 6 · 2⤊ 0⤋
i've got noted probable a hundred lawsuits on the subject count of scientific debt. My ultimate advice is that she needs to look in courtroom. Failure to look is a immediately judgement for the debt collector. If she does seem, she ought to be sparkling what she's opposing: regardless of if she owes the debt, what the quantity of the debt is, her ability to pay, or words of charge. The decide has some ability (particularly in small claims courtroom) to be certain a charge plan appropriate for her income point. yet she's no longer at risk of get out of the debt with the decide. via ignoring the debt for one hundred twenty days, she lost her ultimate ability to decrease the wear and tear, which became to barter without delay with the well-being facility. Now that the well-being facility bought the account to a collection corporation, you're on the mercy of those sharks. i might negotiate as ultimate i ought to. attempt to settle with the sequence corporation. i might furnish prompt money at 30 cents on the dollar. no better than 40 cents on the dollar.
2016-11-25 20:31:52 · answer #4 · answered by ? 4 · 0⤊ 0⤋
They can't file a lien without going to court first. A debt that old is uncollectible, unless you made a payment within the statute of limitations for collection of a debt.
Also, if they put it on your Credit Report, challenge it with the reporting agency.
As someone said earlier, tell them not to harass you or you'll sue them under the Fair Debt Collection Practices Act.
2006-10-25 10:10:43 · answer #5 · answered by open4one 7 · 0⤊ 0⤋
I don't think they can do that with out a hearing or final notice with sworn statements of no comprise. Medical really doesn't go that far. Everyone has ER bills etc. Ask a bank....$500 isn't really worth the cost of the proceedings for a lean.
2006-10-25 10:00:45 · answer #6 · answered by Lala 1 · 0⤊ 0⤋
Collections agency cannot put a lein on your house for a hospital bill. If you tell them to stop harrassing you, they have to stop. That is the law. Besides it has been 8 years. Tell them to quit calling you. Do not acknowledge the debt. Chances are they do not have any record.
2006-10-25 10:08:54 · answer #7 · answered by Hunter 3 · 0⤊ 1⤋
I don't think so, I had about $1600 worth of bills and didn't pay any of them. Some I spoke to and they just ate the cost. Others let me settle for much less and some others I just send $1 a month to keep them quiet.
2006-10-25 10:00:00 · answer #8 · answered by Anonymous · 1⤊ 1⤋
yes they can unless you can prove you don't owe it.
It's best to get it out of the way.
YOU might check and see if the bill is still legal also, in some states it's dead after so long. They are animals with no heart and crooked as crooked can get.
2006-10-25 10:06:28 · answer #9 · answered by Anonymous · 0⤊ 0⤋
no they cant put a lean on your house, they can take u to court but no lean. well i have had lots of medical bills and i just payed 2 dollars a month that way they couldnt say i wasnt paying it and they dont bug ya but they cant put a lean on your house they were talking smack. i would either pay a couple dollars a month or let them keep bugging you
2006-10-25 10:01:15 · answer #10 · answered by marynew8 3 · 0⤊ 1⤋