I am overdrafted 300 dollars.... Theres alot of reasoning behind it, like my temp agency did not pay me until 4 days after they were supposed too... abyways, I overdraft all the time and have no problem paying it, but this time its bad, and Im getting sick of not being able to keep track of my money...
Should I just cancel it for now, and live off of the cash? Its seems easiest right now. I would just pay who I need to, for rent and what not and the rest just have as cash... which wont be that much. lol
2006-10-25 07:47:24 · 4 answers · asked by Indiana Jonas 4 in Entertainment & Music ➔ Polls & Surveys
YEP, pay them back asap, so the money doesn't add up AND so they don't send you to collections. i believe they charge you DAILY! they're assholes like that. pay it all off, then cancell the account. i had to do the same thing with wells fargo. maybe you could look into overdraft protection, so you don't get charged daily...for now close the account and live off of cash if you don't need a card and checks. sorry that happened, that's always the worst.
2006-10-25 08:31:52 · answer #1 · answered by Anonymous · 0⤊ 0⤋
close your account and pay off the overdrafts because it will go on your credit report if you don't and also you can get in trouble with the law about bounced checks. i should know i am still paying for overdrafts and also for the bounced checks. it is not worth going to jail over it and having your credit ruined.
2006-10-25 14:55:33 · answer #2 · answered by ro gulley rat 2 · 0⤊ 0⤋
Just pay it and live off the cash. It's the same difference.
2006-10-25 14:50:53 · answer #3 · answered by ♥ 1 · 0⤊ 0⤋
pay your overdraft and cancel your account. You are not good with money.
2006-10-25 14:49:29 · answer #4 · answered by jdc591 5 · 0⤊ 0⤋