2006-10-25 05:54:25 · 2 answers · asked by C S 1 in Business & Finance ➔ Personal Finance
Go to lending tree.com. They will look for the mortgage companies on your behalf and come back with the best rates that you qualify for.
2006-10-25 05:57:05 · answer #1 · answered by cbecker72 3 · 0⤊ 0⤋
Do Not go to Lending Tree...
All they will do is send your information to companies like mine, and you will be bombard with phone calls by mortgage companies..
You need to speak with a sub prime lender. Not your retail banlk where you do your checking and savings...
These lenders are conforming lenders.. They only have loans available for people with above average credit...
What i also suggest is working wiht a lender that has multiple investors that they are partnered with...
The reason is that they will be able to shop your long among their investors and only have to pull ONE credit report..
If you do the shopping on your own, then you have to have a seperate credit report pulled by each and every lender you speak with... Every time your credit gets pulled, your creidt score dorps more (meaning thoudands of dollars more in mortgage interest )
I work wiht a nationwide mortgage lender, and ahve assisted over 50 people from this site alone with a mortgage refinance or a purchase..
I would be happy to do the same for you..
Feel free to call or email me at any time!
Jason Fry
Licensed mortgage loan officer
Providential Bancorp
jasonf@providential.com
312-550-5583
2006-10-25 10:48:08 · answer #2 · answered by MortgageGuy 3 · 0⤊ 0⤋