why is car insurance for students in northern ireland so expensive???

Answer 1

think about it..

Answer 2

Car insurance for everyone is higher in Northern Ireland because the court system differs from the rest of the UK, and historically has awarded higher compensation claims than courts in England and Wales.

This has the added effect that some low-cost insurers don't bother to cover Northern Ireland at all, meaning less competition in the insurance market, and even higher prices.

Insurance for students is often higher than for other people, due to them being young, with little driving experience and few responsibilities, which makes students a higher accident risk than, say, bank workers. Also, students are likely to park in or near universities, which are often areas of high theft risk.

Answer 3

The answer is simple.....The youth of today are driving about in sporty cars and are more likely to have an accident than drivers of the middle age group. 306 people have lost their lives on the roads in Ireland this year so far. Most of those are young males. People claim for any wee scratch they get . Hence the hike in motor insurance.

Answer 4

Jonjosar is real - the substantial reason is that the criminal expenses in a repayment declare are greater. upload to this that Northern eire has extra of a "repayment lifestyle" than the the remainder of the united kingdom, and that the common or making use of is slightly decrease (all of us is in a hurry of their automobiles, yet while they arrive the %. of existence slows appropriate down - never understood it), and the expenses to insurers rises. as a result many insurers do only no longer hassle to cover human beings living in Northern eire. this means that there is far less opposition in the coverage marketplace, so the already costly coverage expenses much extra. As for people who've pronounced bombs being the rationalization, it somewhat is unquestionably no longer the case - coverage won't conceal you for acts of terrorism.

Answer 5

unfortunately car insurers are still living in the troubled times as far as northern ireland is concerned and most cover is generally higher than the rest of UK try shopping around even try companies based in the south they may offer cheaper solutions.

Answer 6

its higher because you live in a different country.
And insurance for students and all under 25s costs more.When you reach 25insurance premuims go down then when youve passed test they should go down as well

Answer 7

Because students are all inexperienced drivers

Answer 8

because claims are settled at a higher rate