Im kinda embarrassed about this..but...How do you buy a car? what are ALL the steps you have to take?

Question

Im 19 and I still havent got my own car yet. Im kinda embarrassed about it, but hell money dont grow on trees. But I have no idea what so ever where to start on getting a car. I need ALL the steps and advice. I dont want a new car, nothin too fancy, just a car thats good on gas, has heat, and can get me from point A to point B. Oh I also want to know how old you were when you got your first car, preferably if you got it YOURSELF. And what kinda of car was it? How was it?

Answer 1

This is a pretty full question. The first step is to decide what you are looking for. You have some ideas there but you also need to consider the size of the car, type, make, if you want to deal with a dealer or but it from a private person. Also get an idea as to how much you want to spend on the car. A lot of car dealers will offer some type of warranty on the car. A personal seller it's a Buyer Be ware issue. You can often get really good cars from a dealer for around 4000 or more. As too how old I was when I bought my first car. I was 13. I didn't get to drive it until I was 16 which is for the best because it had a lot of work that needed to be done to it. My father helped me get the car money wise but I put far more in to it then he did. My first car was a 1964 Buick Skylark Convertible. It was Fabulous once I completed the Restore on it.

Answer 2

Dont feel bad when I was 19 I got my first car too. It was hard to because I had to do avery thing by my self. I had too walk to work I am lucky that I only lived 15 minutes away . My first car was a 91 honda I only piad 1200 for. It hade ac heat and was reliable.You can start to search for a car online such as craigs list and auto trader.com also your local paper and tell your family or friends to keep an eye open for a a reliable affordable car.When you do find a car that you think your interested in ask how many miles does it have it has a salvaged title. If you get the vin number from the car you can run a car fax report on it and find out the history of that car I think it cost $25.00. Also you can go to kellybluebook.com to find out if the asking price is worth it or if you are getting a good deal.Before you purchase car you should call your local DMV and find out all the steps you need to take to transfer it to your name Then get insurance and tags for it.N.E waz I feel you Its hard these days trying to come up when you dont have much help but if you work hard you well some day have a brand new car like me.I know have two nice cars a 2002 taho and I just got the 2007 chevy Impala.I think that having to work hard for avery thing I got made me the stronger and understanding person that I am today.

Answer 3

If you are financing, the biggest problem I have seen with many buyers, is that they do not determine a realistic bu get for transportation. Contact Credit Unions to find out your buying power and rate. Contact insurance companies to find out what it will cost for full coverage insurance. Now determining what you feel comfortable with a payment. Take that payment and convert it to actual buying power. Lets say you feel 212.25 per month at 10% is something you can handle. That represents $10,000.00 in buying power. Now you can look at cars and negotiate and not get into trouble. When buying payment customers pay the most for vehicles. No matter who you buy the car from, have a mechanic look at it.\

Good Luck Mark

Answer 4

First decide what kind of car you need....add wants later.

1. Reliability is very important because this will be your only car.
2. My suggestion to start looking for cars from owning three in a row is Toyota.
I had a corolla - for 11 years and it had great mileage and never owed me a dime...very good for maintenace and I used Toyota maintenance in Downingtown, PA,,
Camry was a great car - but I wanted a sun room - imagine that!
Now, Toyotal Solara - and I treated myself to s convertible because I turned 50 and I wanted to celebrate!

3. First car - I was 16, my aunt signed for it, and I had to have financial responsiblity by prepaying my car insurance 1 year in advance, plus pay for the car in cash, and had to have some savings left so I could pay for tires, inspection & maintenance!
It was already 10 years old, but had only 28,000 miles because it belonged to my friend's mother, and they had 2 other cars! I didn't care what kind of car it was, just to get be back and forth to work and school.

4. Buy a car - Go online and google.com and yahoo search:
car comparisons, yes and they have lots online.

5. Go online and look up certified used cars and Honda and Toyota have them, and I believe they must have under 75,000 miles in order to be certified used cars (they do their own very good inspections).

6. See what's available online (and they can sort by the dealers in your zip code area) and then go to the dealer near you after you do your research.

7. Check your bank where you do your checking and savings for a possibility of a car loan...before you find your car. Also check credit unions as they have better car loans too!

8. Check the car companies and right now many have deals because times are slow & again I recommend Toyota because they had car loans and leases available to me at competitive rates.

9. Check with your friends. People love to talk about their best car and their worst car.....worst cars are very easy to cross off your list. Listen to what they consider their best cars, and see if their needs match yours....lately it has been good gas mileage.

10. Because I now have 1 car, I really need dependability...some cars look nice but cost a ton in maintenance and of course GAS!

Good luck, and I know you will find the car that suits YOUR needs.

Answer 5

i am 20 woot woot represent young folks makin it on their own
i just got a car it's a 96 toyota pickup 4x4 4 cylinder 5speed with no radio or a/c just a heater no joke(represent broke young folks)
i work full time and have a part time delivery job
i found that some places will let you make monthly payments on cars. however they require insurance(atlest liability and it's required in most states anyway and if you have a car you can get insurance). and when you're making payments if you mess up they'll come repo that mug quick and you don't get your money back.

when buying a car make sure to get something reliable because paying for repairs and insurance and the payment adds UP. take someone with you who knows about cars and can tell you if the car has been wrecked or has problems. always ask for a carfax report it IS your right and car dealers are required to give you one if you ask. car salesmen are sneaky greedy caniving bastards and would sell you **** on a stick if they thouhgt you would buy it. never pay what they have listed on the car especially if you're going to make payments. making payments or "financing" your car as they call it has its up and downs. you don't have to have all the money up front just enough for the down payment. but if you pay a bunch for the downpayment and there's still alot more to pay then they'll be less willing to deal with you on you on affordable monthly payments. remember to that you have pay insurance too. only get a car with payments that you can afford with all your other bills to otherwise they'll repo your ride. making payments affects your credit too. unless you don't have any then it builds credit but some places require credit history before they'll allow you to finance anything throuhg them.

i don't know were you're from but i know that prices vary regionally. soo here's the price breakdown.

i payed
1000 on downpayment i have no credit so interest rates were sorta steep because i'm technically more of a risk
i have 2500 left to pay on it. broke down into 250 a month payments. that's 10 months of payments. however there was 5percent interest so every month whatever i have left will add 5 percent to what i have left to pay. so next month i'll make 250 payment leaving me2250 left to pay but it will compound interest(5) percent so i'll have 2362 left to pay and so on for every month. yeah i'll end up paying nearly 3000 for it but if you make all your payments on time you'll have a bad ***(in the good way) credit score
and don't forget insurance i pay 180 a month for 1st 6 months for insurance(insurance varies on type of car and how much it cost) but rates on insurance go down over time to after 6 months i'll only have to pay 95 a month

but when you actually have a career instead of just a job and you're older you can get better interest rates on a loan for a nice car because you have good credit from paying for the crappy one you already have

good luck rock on and more power to you

Answer 6

I'm 19 and I nonetheless get dealt with like I'm thirteen. You will have to nonetheless ought to do your chores and get well grades whilst you are thirteen. And no longer letting you pass to the shop on my own is solely seeing that they are protecting of you. That's their task. Also, you are too younger to force. My mom and dad STILL may not permit me force. You in most cases are a child. Only factor there that is somewhat off is that you are nonetheless no longer allowed to sit down within the entrance seat of the vehicle.

Answer 7

buy the car, then get insurance, then go to department of motor vehicles transfer title, get plates and tags.

Answer 8

Please get someone that knows the ins and outs to go with you. Be sure and count your fingers if a car salesman shakes your hand.

Bill