my brother owes a lot of money to creditors and use my address.
he will not give his address to anyone not even me
2006-10-23 08:33:16 · 11 answers · asked by nicole.lambert@btinternet.com 1 in Business & Finance ➔ Credit
Nicole, I'm not sure what state you are in or country, but here in Florida, there are specific guidelines that Consumer Collectors have to follow. I've provided the link, but keep in mind this will vary state by state. Try and search for your states's laws regarding that issue. If a collector calls, simply inform them of this law, and tell them they are in violation of it, and that the person to which has the debt does not reside at your home. Let them know that you will file a complaint with them, (be sure to take the name of the person, date, time of call, and keep a log) and refer to the caller that you've received repeated calls of that nature, and demand they immediantely cease.
So long as you aren't a co-signer of any loan, and you haven't offered colateral for a loan, it is in my opinion that you should not be getting calls. Perhaps your brother listed your number as a contact number at one time, but inform them, as you already have. However, it helps to mention to the caller, your educated understanding of your own rights, and that you are aware of the companies violations.
Collectors will diligently pursue all avenues, even against laws and standards to collect a debt, some of them are quite rude in fact. Stand up to them, fearlessly. Good luck to you!
2006-10-23 10:27:15 · answer #1 · answered by Manatee 5 · 0⤊ 0⤋
Tell them he does not live there and to stop calling. Any further contact will be ignored. Remove my number from the contact list.
Let your brother know this and to stop using you address. You may want to run credit reports to make sure you are not listed on his debt! (this happened to me) Be sure to never co-sign anything with him as he does not pay his bills!
All mail should be returned by writing "RETURN TO SENDER - ADDRESSEE NOT AT THIS ADDRESS" in big marker.
UPDATE: To get your brother to stop doing this and face his responsibilities, you can tell the callers his work number if you know it.
2006-10-23 08:38:39 · answer #2 · answered by Joe S 6 · 0⤊ 0⤋
All you do is take the envelope and write, "NOT AT THIS ADDRESS" on the outside and stick it back in the mailbox. If they call you say that your number is not the correct contact number for him and that you do not have any information. If they continue to call, ask for their supervisor or report the company for harassment.
2006-10-23 09:36:50 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Get the name of the company, the address and their phone number, the person you are speaking with and the date and time - record on a piece of paper. Draft a letter to that company and do it return-receipt requested. It's good to have it in writing bc they violate laws if they continue to harass you like that.
2006-10-23 08:37:43 · answer #4 · answered by Lake Lover 6 · 0⤊ 1⤋
Tell them that he does not live there and to stop calling you. That should stop that specific company from calling you again. The bad thing is that most collectors use the same few databases to find contact info and the individual companies cannot alter that.
2006-10-25 12:11:15 · answer #5 · answered by Sarah 2 · 0⤊ 0⤋
send the mail back to return address stating that that person does not live at that address and they should stop :)
2006-10-23 08:35:15 · answer #6 · answered by so many smiles 2 · 0⤊ 0⤋
particular giving a faux handle is a criminal offense..... in case you have already asked her to renounce, and he or she hasn't ........then you definately could seek for criminal advice. shop the mail for data. replace:.... or you are able to desire to ring the companies who're sending the mail, and tell them she has positioned down a faux handle, and enable them to take action. individually concept i might blind area her by preserving the mail, and taking criminal action. bitter ex different halves are the worst!
2016-10-16 07:42:07 · answer #7 · answered by benner 4 · 0⤊ 0⤋
write "not at this address" on the envelope and put it back into the mailbox
2006-10-23 08:38:09 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Just tell them that he no longer resides at that address, and to QUIT CALLING because he isn't there! And you can honestly say that you don't know his new one.
2006-10-23 08:35:31 · answer #9 · answered by Anonymous · 1⤊ 1⤋
wrong address, theres a thought
2006-10-23 08:37:58 · answer #10 · answered by di05712 4 · 0⤊ 1⤋