HUSBAND...and he got a second DUI. He is at the end of his non-driving sentence and wants to get a car, give me the money to buy it, have it in my name and put it on my insurance. He will pay all the costs. He wants me to put him on my insurance so he doesn't have to get the blowy-inny thing and blow into every time he drives because he doesn't want our son to see him do it. Our son doesn't know about the DUI. Should I do this for him so my son doesn't have to be exposed to that or is it illegal?? I don't want to get in trouble...
2006-10-21 11:06:58 · 9 answers · asked by peajaetee 2 in Cars & Transportation ➔ Insurance & Registration
He is the one who is committing the crime by fraudulently acquiring a car and hiding it from the state to avoid the penalty of that blow tool, and you could possibly also be found guilty of concealing. If this is his 2nd DUI, what makes you think he won't do it again? And how do you know your son won't be in the car with him next time it happens? He is your ex for a reason, no matter what that reason may be... it's time for him to grow up and own up to his own mistakes.
It may sound to you like it won't be a big deal because he is promising to pay all of the costs. However, everything would be in YOUR name, meaning you are responsible for whatever happens. If he falls behind on the bills, it is your responsibility to pay. If he gets into an accident, it is going to increase your insurance rates, plus because your name is on the car... that person can not only sue him but also you. If god forbid he gets into an accident and kills himself and the other driver, you could be facing a very large judgment, jeopardizing your home and any of your assets because of your decision to help him out-knowing his past history, and still doing this for him. I don't think any judge will find sympathy on you, sorry to say. I think this could be the worst decision of your life. It is time for him to grow up and deal with the consequences. Nobody forced him to drink and drive twice, he needs to be a big boy now and learn the lesson.
2006-10-21 14:29:39 · answer #1 · answered by Rexy 3 · 0⤊ 0⤋
There's a good reason this guy is your ex. Remember that as a reality check.
People need to be willing to accept responsibility for the consequences of their actions. Your ex is one of them. Tell your ex to work this out himself and under no circumstances should you add him back to your insurance or do anything else for him that smells funny.
If you did add him on to your insurance, your premium would go through the roof. And if your ex is involved in an accident while he's DUI again, your insurance company would be able to escape any liability for the insurance contract since you and your ex would have conspired to defraud them by doing the things you've outlined above so that he wouldn't have to use a breathalyzer.
There's a reason it's called INSURANCE FRAUD and the actions you've outlined above would (potentially) carry criminal penalties for you as an accessory after the fact.
You should only do this if you really, really want to learn how to make license plates for a living.
2006-10-21 18:18:42 · answer #2 · answered by harvard homeboy 2 · 1⤊ 0⤋
NO. Don't do it. How will it be for your son if your EX makes the same mistakes over again and you can't afford insurance or another car after your EX wrecks the one you paid for??? Or, how are you going to feel if your EX drives drunk with you son IN THE CAR and crashes??? There's a reason for those laws. Let your EX face the consequences of what he has done. Maybe your son can learn from your EX what NOT to do. Forget about whether it's legal- think about taking care of you and your son. That means NOT providing a vehicle for a drunk driver.
2006-10-21 18:16:43 · answer #3 · answered by pamgissa 3 · 1⤊ 0⤋
Do NOT do this! your insurance rates will be affected by what he does in theis car! also, it is illegal. if he should kill someone driving/drinking..you will be found out, and prosecuted for knowing allowing a driver get around the system...And it would not hurt your son to see that if you drink and drive, this is what could happen to you..you will have to blow in a "thingy" to drive your car! I wouldn't let my son get into a car with a 2 time loser to a DUI, no matter who he is...think about ALL the times he DIDN'T get caught....Good Luck, and love your son enough to make the right decision...
2006-10-21 18:18:37 · answer #4 · answered by strut526 3 · 3⤊ 0⤋
Well, if you own the car you can get a policy on it, but you have to tell the insurance company that he will be a regular user and they'll have to rate the policy for him (and I suppose that will be quite a large sum!) or they will refuse to insure him. This spells disaster any way you slice it. The other thing is that as the "owner" of this car, you could become personally responsible for anything he does in that car. You could be named in a lawsuit for negligent entrustment if you let him drive knowing that he has a bad record or has driven drunk before.
Is it right to keep this kind of thing from your son? It won't mean that he'll see his dad differently if your ex actually can demonstrate that he's learned a lesson from it, and it would be an important lesson for your son to learn from his mistakes. Or he could just tell him it's a special car that runs on one breath of air!
2006-10-21 18:55:11 · answer #5 · answered by Chris 5 · 1⤊ 1⤋
No No and did I say No. It is illegal and can cost you your driving priveleges permanently (like for the rest of your life) and they will take the car and sell it and the government keeps the money. And they may fine you big time - meaning hundreds of thousands. AND if he drives drunk and has an accident you may just be an accessory to murder. So NO, no, and no, and maybe once more for emphasis NO.
2006-10-21 18:23:51 · answer #6 · answered by Anonymous · 1⤊ 0⤋
tell your ex, sorry. This is his mess up not yours, and yes you can get in serious trouble legally as well as financially. It is obvious with 2 dui's that he is not responsible, don't let him drag you down too. And maybe your child needs to know that his father has a problem. And maybe the life you save could be your child's. hard truth, good luck.
2006-10-21 18:13:46 · answer #7 · answered by Anonymous · 2⤊ 0⤋
Why would your son see him do it? Second DUI and you let your son ride with him? It will cause your insurance rates to skyrocket if they approve him. They will likely cancel you if they find out.
2006-10-21 18:19:54 · answer #8 · answered by ? 4 · 1⤊ 0⤋
i own a repair shop,and let me ask you a question,do you think he will do it again,and if he does can you hide it from your son again,,there's a good chance you don't feel good about doing this or you wouldn't be up here asking this question,you don't feel its right,do you?,i can tell from the way you typed it up that you really don't want to go through with this,but its your decision to make ,do what you feel is the right thing to do,and this way you can go to sleep at night with a clear piece of mind,,good luck on your decision,i hope this help,s.
2006-10-21 20:56:51 · answer #9 · answered by dodge man 7 · 1⤊ 0⤋