is there a health insurance out there that covers a abdominoplasty?

Question

i want to know if a health insurance company DOES cover plastic surgery. my surgery would be from a emergency c-section where they sewed me up way to tight and now have this roll of fat that hangs, its quite discusting and my husband won't touch it. i don't blame him, i don't like to touch it.

i am no where near jr. high, did that about 13yrs ago!! i don't think a 13 yr old would be allowed to get the surgery anyway. I am 25 , a wife, and mother, not a kid

Answer 1

While many abdominoplasty surgeries are for cosmetic reasons, there are an equal number that are needed for medical reasons. If your abdominoplasty is a medical necessity, it may be covered by your insurance.
Reconstructive surgery is performed on abnormal structures of the body caused by congenital defects, developmental abnormalities, trauma, infection, tumors, or disease. It is generally performed to improve function by may also be done to approximate a normal appearance.
Some symptoms that may indicate a reconstructive abdominoplasty include, but are not limited to:
-Panniculitis (an inflammation of subcutaneous fat)
-Intertrigo (an inflammatory condition involving skin folds, caused and aggravated by heat, moisture, friction, and lack of air circulation.)
-Low back pain caused by a large pannus (apron of skin from the lower abdomen)
-Umbilical hernia
-Verntral hernia
-Abdominal hernia following other abdominal surgery
-Permanent overstreching of the anterior abdominal wall following multiple pregnancies
-Permanent overstreching of the anterior abdominal wall following massive weight loss
-Surgery or trauma to anterior wall of the abdomen that resulted in loss of muscle integrity or pain from scarring.
If you have any of the above symptoms you may be able to have your abdominoplasty covered by your insurance.

Answer 2

No, insurance companies will not pay for a tummy tuck which is exactly what they are going to label it as. I have had two C-sections and have the same type of incision. They consider this to be cosmetic surgery. You will have to save up your money and pay out of pocket. My plastic surgeon charges around 4 grand for the surgery but the hospital also adds their charges, which is a few more thousand, which includes the fee for the anesthesiologist, etc.

Answer 3

Because it'd probably be deemed a strictly cosmetic procedure, you're going to be hard pressed to find a plan that will cover an elective surgery. My advice would be to save up for it. and a find a reputable surgeon who will make a payment plan. Additonally, you can't force an insurance company to cover something not in the policy.

Plastic surgery is rarely, if ever, covered for cosmetic purposes. It's hard enough getting it covered for reconstruction of disfigurements.

Answer 4

I don't think any insurance covers plastic surgery, unless it's necessary for you to live.
I would sue the doc who did your c-section and sewed it up too tight, then use the money for your tuck. :)

Answer 5

My suggestion would be to have your doctor write a referral, and perhaps he could find a medical reason to have it repaired.
Try this site: http://www.plasticsurgery.org/public_education/procedures/insurance_coverage.cfm?RenderForPrint=1

You might find some interesting information there.
...and don't worry about other's stupid answers... I didn't think you were a kid!

Answer 6

Just study well in Junior High School.

Answer 7

no!