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7 answers

Send them your credit denial letter within 60 days of being denied. Regulations require them to send you a free copy of your credit report.

2006-10-20 12:34:06 · answer #1 · answered by beachbum72 2 · 0 0

AnnualCreditReport.com was set up by the big three credit reporting agencies in the United States(Equifax, Experian and TransUnion), to furnish free annual credit reports, as required by federal law. Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so.

I suggest your credit report from only on of the reporting agencies, then 4 months later, check a different agency, then 4 months later, check the last one. So you'll be able to get a continues 4 month look at what might be appearing on your credit report.

And remember, its absolutely free with no subscriptions or cost. You can pay extra for scores, but you don't have to.

2006-10-23 05:42:35 · answer #2 · answered by JazzMoney 5 · 0 0

actually you can just call equifax and request a free credit report. you are entitled to 1 free report every year whether you've been turned down for credit or not.

2006-10-20 13:56:48 · answer #3 · answered by angelfairy_20 2 · 0 0

If you have been turned down for credit, by law you can get a free copy of your credit report.. Just call all 3 agencies or go to there websites. and let them know you were turned down and you can get a free copy without a problem......

2006-10-20 17:23:58 · answer #4 · answered by OldSchool 2 · 0 0

you can get a free annual credit report, with out having to be turned down for credit at
https://www.annualcreditreport.com/cra/index.jsp

you can get it from all 3 report agency's

2006-10-20 12:29:59 · answer #5 · answered by Jen 5 · 0 0

CALL 800- 680-7289 TU and get the three reports

2006-10-20 15:32:09 · answer #6 · answered by jay 3 · 0 0

go to www.equifax.com its a free trail or something like that

2006-10-20 12:27:02 · answer #7 · answered by *~*Lady_bug*~$ 2 · 0 0

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