Can Citibank Creditcard bill pay with online cheking account trasnfer? Also if i closed a credit bank how much point i can expect to be lose and about how long to get balance back? also if get a new credit card if i got one aleadt but getting another one would be hurt my credit score and will it balance back credit soon?
i know is tought question best answr can u 10 points.
2006-10-19 13:45:40 · 2 answers · asked by Anonymous in Business & Finance ➔ Insurance
Citibank credit cards can definitely be paid online with a transfer from your checking account - I do it every month. I'm sorry, but I'm not sure I understand your other questions. If you close an account, it shouldn't subtract from your credit score. Opening a new one will. I don't know, if you close one but open another, if they'll even out.
2006-10-19 14:20:57 · answer #1 · answered by Judy 7 · 0⤊ 0⤋
It's going to be tough to answer all of your questions because you haven't worded them properly, due to the language barrier.
Sorry about that.
Yes, you can pay your Citibank bill with an online check or balance transfer from your bank account.
It's easier if you have a Citibank deposit account already, but any bank will do.
As far as your credit score, 65% of your score comes from how promptly you pay the bills and how much outstanding credit you have. So getting another account will lower your score slightly, but as long as you pay on time, you'll be okay.
If you close an account, it helps you as long as you paid it promptly and weren't late doing so.
Remember to check your credit file a month or two after you closed the account to make sure it showed up as a closed account on your credit history.
2006-10-20 00:05:20 · answer #2 · answered by markmywordz 5 · 0⤊ 1⤋