All I need is a couple a credit cards companies that help out with bad or no credit.
2006-10-19 04:51:25 · 11 answers · asked by young meat:) 2 in Business & Finance ➔ Credit
I received department store credit cards first to build my credit.
2006-10-19 04:58:47 · answer #1 · answered by firedragon 4 · 0⤊ 0⤋
You can also go to where you bank and open a savings account and get a secured credit card, which you would need to rent a car, stay in a hotel while traveling, make airline reservations, etc. I agree with the guy that said not to count on credit cards but to save your money and buy what you need; however, there are times where you need a credit card. The limit of the credit card is based on the money in your savings account, which secures the credit card. Once you've established a good history of paying on time, you can apply for your bank's credit card. That should help you out. For the person saying use your debit card - that will not help you establish credit for credit card vendors. A debit card is a check card that extracts the money from your checking account. A credit card is the money you don't have but are borrowing against and paying it back with interest. There is a difference.
2006-10-19 05:08:49 · answer #2 · answered by terryoulboub 5 · 0⤊ 0⤋
go to the Bank of America and start an account. The talk with a loan officer and they might start you out with a minimum allowance credit card. usually not more than you have in the bank until you prove reliability.
2006-10-19 05:14:36 · answer #3 · answered by Anonymous · 0⤊ 0⤋
go to www.lendingtree.com
i applied for a loan there but was denied. and then i got an email from them saying they have all these credit card companies (who already know my credit history, which is bad) that want to offer me credit cards.
2006-10-19 04:53:36 · answer #4 · answered by Niki 2 · 0⤊ 0⤋
Susan, don't make the big financial mistakes the rest of us made out of ignorance. You really don't need credit cards, just save for what you want and buy it. Read Dave Ramsey's book The Total Money Makeover. www.daveramsey.com
Good Luck
2006-10-19 05:00:46 · answer #5 · answered by snvffy 7 · 0⤊ 0⤋
bad credit is not a problem dearie, you can check out the NHBS, Inc resource. They have this unsecured to secured credit cards for people with bad credit/no credit. have a great day!
2006-10-19 05:42:43 · answer #6 · answered by Ayee 1 · 0⤊ 0⤋
household
aspire
premier
old orchard
aspen
tribute
these are a few credit card companies that may give you a chance
GOOD LUCK7
2006-10-19 05:19:02 · answer #7 · answered by Luckys Charm 4 · 0⤊ 0⤋
Start with a debit card and proove yourself
2006-10-19 04:53:57 · answer #8 · answered by peckerwud2 3 · 0⤊ 0⤋
Capitol one and First Premier Bank are good ones to start with...also department stores tend to fairly easy to get as well. good luck.
2006-10-19 05:00:20 · answer #9 · answered by Stacy H 3 · 0⤊ 0⤋
appy at a bank. or mervyns! they give a card to everyone! and macys does too!
2006-10-19 04:53:46 · answer #10 · answered by Yak-Yak 4 · 0⤊ 0⤋