what happens if you never paid the check collectors, like certegy, and telecheck?

Answer 1

in the county where i work/live, you will be arrested. then you will either plea guilty in jail or bond out of jail and plea guilty in court. you can't get aquited on this charge because they file the charge on the name of the person who signed the check/on the account (unless it is a forged check and that is a whole other matter and a felony). it is a class B Misdemeanor if the amount of the check, bank fees and collection agency fees total 20-1499$$. if it is over 1500$ then it is a felony and you will get 1-5 years probation depending on previous convictions and possibly prison time. you will then have to pay off the check amount, the fees added by your bank, and the fees added by private collections agencies. once you have paid all of that then you must plea guilty to fines and court costs which will total a minimum of $579.00. don't bother hiring an attorney for this charge because that will only increase how much money you will be paying. as long as you make your payments, you will just have a conviction on your record. if you miss even one payment on any of these things (and let me tell you, the payments are not cheap!!) then you will go back to jail and not only will the fines and court costs increase, but your bond doubles.
the absolute cheapest way out, other than not writing hot checks in the first place, is to just pay the check/fees when it is at the bank or at the private collection agency (telecheck, etc). once it turns into a criminal warrant, you won't get out of this for less than $700.

Answer 2

If you don't pay for merchandise that you bought with the bounced checked, then a warrant for theft by check or theft of service for your arrest. If you pay that amount but not the fee charged by the check service, then your name, driver's license number, and social security number will go into their database and you cannot cash checks with that company until the fees are paid. They can also put this on your credit report or take you to small claims court.

Answer 3

what happens? its not a blanket answer. an agency could choose to pursue you on a legal basis, if a judgment is granted in their favor, they can put a lien on property, garnish bank accounts (assuming it isnt exempt money like social security or disability) and garnish your wages.an agency could also choose to do nothing. let it sit as a debt that they cannot justify pursuing legally. on another note, the agency could turn around and sell your debt to an agency,, and the other agency could then choose to pursue you or do nothing...or sell your debt again. the unfortunate reality is that many people who find themselves in situations of deep medical debt are often simply not able to pay. if you can afford anything at all on those bills i would suggest setting up a payment plan, even if its 10 a month. if you cannot do that, i highly HIGHLY suggest you reduce your own personal stress, push your pride aside, and file bankruptcy. it will likely reduce a great deal of stress in your life. no one likes to have unpaid bills. in terms of cancer, that is not something that can be planned for. i dont lightly suggest bankruptcy, but when it comes to long term illnesses I cannot imagine. remember bankruptcy is there to help people who are in situations like yours. people who have run into an unexpected financial situation. it isnt easy but i know a load will be lifted off of your shoulders if you make the leap.

Answer 4

They will take you to court & get worthless check conviction - it is misdeamor & stays on your record. Then they block you from having a bank account for up to 5 years - most banks are hooked nationally now. I just read an article on this & they are ruthless..

Answer 5

got a fine..