1have you ever had an over draft fee
2how many times in a year
how did you feel about it
how much dose youre bank charge
2006-10-18 14:32:50 · 7 answers · asked by zone 3 in Business & Finance ➔ Credit
ive had many over drafts and let me say that after my 1st one i learned something. its the cheapest loan you can aqquire. dont get me wrong its not kool to have your bank account on neg. but look at it this way. avrg bank charges about 20-30 bucks for every time you go over. the smartest thing to do is get protection for a small fee. however what i did was simple. 2 days b4 payday i was short 300 bucks for a bowling tournement. so i overdrafted my account and paid it back 3 days later all it cost me was 30 bucks in fees. where can u get a short term loan for such a cheap apr.
2006-10-23 00:47:16 · answer #1 · answered by gottiluvstisha 1 · 0⤊ 0⤋
I have multiple accounts just to spend on the net and one time i over charged it for 2 transactions one for $1 and the other for $5 they charged me $25 for each of the over draft i was pissed. I went and talked to them to see if their was any kind of way if my bank card would cancel out once the card had no funds and they said nope I was like what if someone stole my wallet and started over charging my card they told me their was nothing I could do but file a claim. This is the crap about cc or banks these days this is how they make money even if it is fraud they dont care because someone has to pay it.
2006-10-18 18:17:45 · answer #2 · answered by Anonymous · 0⤊ 0⤋
yes i had 3 this month cause me and my husband took out money with out each other knowing our bank charges 33 dollars for over draft that was 99 bucks out of my check cause i have direct deposite i was pissed i feel if you have an account for so many years . but then again it was our fault hopefully that wont happen again kind of put us behind that could of been grocery's or paid a bill that is due oh well live and learn .
2006-10-19 16:49:17 · answer #3 · answered by BIGL 4 · 0⤊ 0⤋
I had a BUNCH of overdraft fees this year when I didn't pay attention to my account one month.
I'm too embarrassed to say how many.
I was pissed because I had the money to cover the checks in my savings account.
I think Washington Mutual charged $29 each.
2006-10-18 15:08:51 · answer #4 · answered by Anonymous · 1⤊ 0⤋
I had one last year. I was not too happy.
but it is a good experience to learn to be smart and educated about your checking bookwork.
the bank charged 20 bucks
2006-10-18 14:40:34 · answer #5 · answered by mcbrian2000 5 · 1⤊ 0⤋
Yes
Two
My Fault
$17.50
2006-10-18 14:40:59 · answer #6 · answered by Snaglefritz 7 · 1⤊ 0⤋
never
never
lousy
$30!!!!
2006-10-18 14:36:15 · answer #7 · answered by johnnylakis 4 · 2⤊ 0⤋