Husband was stopped turning into gas station and a guy rearended him. Our insurance apparently did not go through I pay online. I did not know it was cancelled until my finance company contacted me.
2006-10-18 13:30:34 · 10 answers · asked by livinlaw 1 in Cars & Transportation ➔ Insurance & Registration
Any time you are rear-ended, the other driver is ALWAYS at fault. Make sure you have their full name and policy information and file a claim against their policy. You may have to pay some fees for not having insurance on your vehicle, or letting it lapse, but your policy is irrelevant if you've been rear-ended.
2006-10-18 14:01:54 · answer #1 · answered by Jake 2 · 0⤊ 0⤋
The accident seems to be the fault of the other driver. Your own insurance would not pay this anyway.
The only problem you might have is, if the other driver's insurance gets nasty and refuses to pay. This happened to our son a few months ago. He was going through on a yellow light and the side of his car was hit by a lady turning left. Nobody was ticketed because the lady was hurt and the cop didn't feel like giving her a ticket.
Now, our son has to take her to court to get her liability insurance to pay. He carried only liability.
If he had had more coverage, his own insurance would have paid his damages and then gone after the other lady's insurance company.
In your case... if the other insurance pays, you'll be fine.
If not, you will have to take the other driver to court.
I♥♫→mia☼☺†
2006-10-18 13:42:37 · answer #2 · answered by mia2kl2002 7 · 0⤊ 0⤋
Any time you are hit in the rear or while making a turn as you mentioned. The other driver is fully at fault.
Hope he's insured.
You did report this I hope. learned my lesson there call the cops file the paper work.
Hope you aren't in CA. If it came to light that your insurance lapsed at the time of this accident, it would cost you your license for a year.
The other driver pays.
2006-10-18 22:43:21 · answer #3 · answered by Anonymous · 0⤊ 0⤋
must you record a declare? i think of you mustn't. i've got self belief any state that facilitates an uninsured motive force to record a declare against an insured motive force is negligent in upholding that state's regulation if that state demands everybody who operates a motorcar to have insurance. The state wherein I stay purely themes citations to those in touch in an motor vehicle accident who do no longer carry insurance. The great could be as much as $a million,000. regrettably, this state purely assessess a $one hundred to $500 great to those that have not got a valid motive force's license. individually, i've got self belief anybody who's working a motor vehicle without valid motive force's license and/or the minimum volume of vehicular insurance, and is in touch in an accident, could be seen a felon, spend a minimum of six months in detention center, and characteristic a legal checklist. What happens while you're in touch in an accident that's your "fault", and somebody dies?
2016-10-02 10:51:13 · answer #4 · answered by alisha 4 · 0⤊ 0⤋
Yes, you should still be able to get your damages paid for by the other person's insurance company. Get your insurance situation straightened out, as you're required to have it, and "apparently it didn't go through" is not good enough.
2006-10-18 15:16:33 · answer #5 · answered by Chris 5 · 0⤊ 0⤋
yes, the other party should pay. Whether or not you have insurance has NO BEARING on the legal liability, or fault, for the accident.
Now, you just have to hope that THEIR insurance wasn't cancelled, too!!
2006-10-20 03:55:24 · answer #6 · answered by Anonymous 7 · 0⤊ 0⤋
It depends on who is at fault in the accident. The one at fault will have to make the other whole. When you pay a bill on line, there is a page you print out which shows the payment made in most cases. If you don't get that page, it isn't paid.
2006-10-18 14:04:33 · answer #7 · answered by oklatom 7 · 0⤊ 0⤋
I dunno what ANNA Z is smoking, but it ( your lapse) has no bearing on the actual accident. The other guy is at fault, his insurance will have to pay. But you might have some penalties from the state side of it for your lapse, but they will probably dismiss if it really was a mistake.
2006-10-18 13:44:18 · answer #8 · answered by ? 3 · 0⤊ 0⤋
if the ins co. or the lender did not let you kn ow the ins had elapsed, then I feel you have a legitimate claim against the other driver. Also the other driver is at fault, and your ins should not come into play.
2006-10-18 13:35:49 · answer #9 · answered by olddad1264 1 · 0⤊ 0⤋
If you didn't have insurance then you are responsible even though they rearended you. But, I would check with your insurance company to be sure;
2006-10-18 13:40:31 · answer #10 · answered by Anna Z 4 · 0⤊ 2⤋