Is it true that after 3 years of having an accident, that accident doesn't affect your insurance monthly payments anymore?
2006-10-18 12:42:58 · 6 answers · asked by d_raza1 3 in Cars & Transportation ➔ Insurance & Registration
That is the standard in most cases, however I have seen reports of it staying on a driving record for up to 5 years. You should be able to order your driving record through the dps.
2006-10-18 21:28:31 · answer #1 · answered by Anonymous · 0⤊ 0⤋
1
2016-09-25 03:05:36 · answer #2 · answered by Magdalena 3 · 0⤊ 0⤋
Yes. If the accident had caused an increase, then the increase or surcharge will fall off after 3 years.
2006-10-18 13:22:30 · answer #3 · answered by Chris 5 · 0⤊ 0⤋
Assuming you've had no other violations in the mean time, you should see a significant drop in your premiums. You should call your agent to make sure the accident was dropped from your rating.
2006-10-18 14:10:29 · answer #4 · answered by Jake 2 · 0⤊ 0⤋
Generally this is correct, although it does depend on the underwriters own criteria. The best bet is to just ask if a specific claim is still being rated against.
2006-10-19 00:00:26 · answer #5 · answered by jason12211 3 · 0⤊ 0⤋
that is how it is in Florida.
2006-10-18 12:50:57 · answer #6 · answered by ash 4 · 0⤊ 0⤋