A car crashed into the back of mine. I dont know if I can say the registration number. So I wont . But I feal he had no insurance. He was desperate to pay cash, but less than our quote. I am concerned he had no insurance, but my patner took his offer. then he payed out less than his verbal agreement. Yes he is a mug. What can I do as it is my car.
2006-10-18 12:27:22 · 19 answers · asked by linloue 2 in Cars & Transportation ➔ Safety
He said he was going back to his country so had cancelled his insurance days later.
2006-10-18 12:29:28 · update #1
He said he was going back to his country so had cancelled his insurance days later
He signed for the money
2006-10-18 12:31:07 · update #2
NOW, all you can do is put it down to experience....its only money, and you wer'nt hurt. Its a story to laugh about, tell in a pub, etc, one of life's experiences. If you get bitter, about a fruitless cause, the stress will age you!
Youve really complicated it by accepting offers, and "some" cash, and they probably know this!....let it go, and smile, so far you've lost money....dont add sleep to it as well!
2006-10-18 12:40:45 · answer #1 · answered by ben b 5 · 0⤊ 0⤋
It might be still an option to report it to the police, they should take notice unless it was a very long time ago. In fact I am under the impression that it is an offence not to report an accident. The fact he ran into you at the rear is almost 99% his fault. All impacts from the rear are seen thus as they should be taking more care, and ready for any anomaly and ready to take appropriate action. It's clearly driving with undue care and attention. Even if he has no insurance, if you are fully comprehensive cover then your own insurance company should bale you out, although they might not be too chuffed that you went the route you did. Although in truth they are anxious to clamp down on the uninsured as well as they are just a menace to all the responsible drivers and drive up our premiums because of their selfishness. Probably best to take a line that you thought you were doing the right thing, and the driver was insisting that you took the cash and you thought that was how it was done, or could be done, in short act a bit dim. Which is really an exagerration of the facts as you did in all events think that it would be ok to do it this way, appear gullible and surprised that you did the wrong thing. OK so it's stretching things a bit, but fundamentally you were not to blame and it is possible he is uninsured, so your'e not actually setting out to deceive anybody. Judging by what you say, he is already trying to deceive. Might be worth running this by the person first that this is what you aim to do as he leaves you no option, it might jog him into paying up, on the other hand he might turn nasty, or lie even more and dump you in it first, so be careful, make your judgement on what you know of him first. If he gets busted for no insurance it's 7 points at least straightaway, he's probably got some already that would tot up to mean disqualified, and re take a test when the disqual is run, so really you might have some leverage there, ascertain if he has a lot more to lose than you do if you can. By the way, a verbal agreement is non binding in an English court of law. I believe however it is given more creedance in Scotland, and a word in faith can be taken very seriously in some circumstances.
Good luck.
2006-10-18 20:12:50 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I assume you never informed the police or insurance company about this accident since you settled it privately. If you were to report it now the insurance company would probably take a dim view on being told days later and you would also need a crime number - the police again would query why it took you so long to report the incident to them. If you had made an agreement with someone from the UK you could have gone down the Small Claims route but this doesn't really work for people from outside the UK. You could try your insurance company - in most cases particularly when you are Comprehensive you will not lose your no claims if the other driver is uninsured, reporting it of course allows the police to deal with man who was obvioulsy driving illegally. Try the insurers but otherwise it looks like you will have to take the loss.
2006-10-19 10:10:56 · answer #3 · answered by Matt B 2 · 0⤊ 0⤋
You cant do anything you have accepted a cash payment from him signing to that effect if it was less than the quote then you should have fought through the insurance company you use.
if you go to the police as suggested by others and forget to mention the cash payment when found the first thing he will do is show them the papers you have signed.
You could then find that as you hadn't told the police everything that you could be charged with wasting police time.
2006-10-20 06:26:11 · answer #4 · answered by stud200_uk 2 · 0⤊ 0⤋
This is a civil matter and you can bet that the police will have little interest. Sometimes you just have to accept losses in life and this is one of them. Yes, the chances he was not insured and you are probably better accepting that and taking the reduced cash. It is better to get the best part paid as against nothing at all ..... the good thing is that no one was hurt here ( I presume ... ). Motors can be repaired and don't hurt afterwards .... humans do! Take care ...
2006-10-18 19:39:44 · answer #5 · answered by Anonymous · 0⤊ 0⤋
It is your duty as an honest citizen to report this person to the police authorities. It would seem from your story that the offending driver had no ' insurance ' and believes the best way to avoid prosecution is to pay up for the damage - whenever they cannot avoid doing so. Do your Duty and report the person even though they may believe they have already settled the matter with you privately. What can they do about it now ?
" SUE YOU ! "
2006-10-18 19:54:38 · answer #6 · answered by Whistler R 5 · 0⤊ 0⤋
I'm not a lawyer but I do watch shows like The People's Court fairly often...LOL...seriously, though, there are a couple of things I've learned from it. Don't take my word as "law" though...
Your partner probably shouldn't have taken his offer. In other words, after an offer has been accepted, I don't think a court will grant you any more money. Plus, there is the fact that the verbal agreement is...well, verbal, which would make it hard to prove in a court of law.
I hope you are able, somehow, to get this jerk and make him pay what is owed. Good luck.
2006-10-18 19:35:12 · answer #7 · answered by Wild Cherry 3 · 1⤊ 1⤋
ok.. well, same thing happened to me about three weeks ago. I was asked by the young guy to not contact insurance companies as his insurance would go through the roof..
I sustained a neck injury.. reported him to the police and went to the hospital.. then the Docs as I was in agony..
Don't think there is much you can do now but don't worry about it now as it's done. Remember this though and then if ..hope not but if it happens again.. you will know what to do.
Sorry to hear about that.. though.. shame on the other driver!!!
Kind regards and hope you are ok..
2006-10-18 20:02:09 · answer #8 · answered by Chrisey 4 · 0⤊ 0⤋
You have already accepted cash for the car accident which
your partner had taken from the driver who crashed into your
car. It looks like you've settled a deal. You can't report him to
the police because you've taken the money.
2006-10-19 01:25:57 · answer #9 · answered by steplow33 5 · 0⤊ 0⤋
Even if he cancelled his insurance days later, he would still have been insured on the day - or else he's lying and was driving without insurance.
2006-10-19 10:43:38 · answer #10 · answered by Neil 7 · 0⤊ 0⤋