Would a married male receive a lower auto insurance rate?

Question

Compare to a single male...

Answer 1

Depends on the insurance carrier. Some companies give a discount to people that are married, others do not.

Also, you also have to consider the types of vehicles covered, the amount of insurance requested, the amount of deductibles, the years of driving experience of all drivers, and credit history to make a full comparison of rates for a married male to a single male.

The company I work for does give discounts to married people.

(And a quick note in response to Ron @ InsureMe. Not all insurance companies give discounts when a driver turns 25. At my company, you get the discount when you reach 3 and 10 years driving experience. So if licensed at 16, you would see discounts at ages 19 and 26...not 25.)

Answer 2

If you're married, you'll find your auto insurance rates are substantially lower than single folks. The reason? Insurers consider married people to be more "stable" thus less of a risk.

Another sign of stability is when you turn the magic age of 25. You can expect a significant decrease in your auto insurance costs, especially if you're male. Insurers will generally charge about 20 percent less for a 25-year-old than a 22- or 23-year-old because, again, they view them as more stable.

Women will not save as much as men do when they turn 25, but then again, women generally don't pay as much for their insurance to begin with. Typical savings for women are between 10 and 15 percent after living a quarter-century.

That said, rates vary greatly from company to company. Some companies do not view a single male as that big of a risk. The best way to get insurance information, though, is from a qualified insurance agent. I would suggest going to InsureMe at http://www.insureme.com/landing.aspx?Refby=614498&Type=auto. It’s a web site that offers insurance information & information on policies nationwide. It also gives you the option to call local agents to get any of your questions answered. This service is 100% free and you are not obligated to buy anything. It is simply a way to get insurance information and be able to instantly compare rates in your area to find the best price/coverage.

Take care – Ron at InsureMe


Ron @ InsureMe

Answer 3

In a lot of cases a married male would receive a lower auto insurance rate. You would be considered a lower risk driver therefore have a lower rate. HOWEVER! I don't think the discount would be very much, not enough to make that type of commitment.

Answer 4

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RE Would a married male receive a lower auto insurance rate?

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Answer 5

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RE Would a married male receive a lower auto insurance rate?

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Answer 6

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RE :Would a married male receive a lower auto insurance rate?
Update: Compare to a single male...
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Answer 7

Yes, but it's in combination with the age as well. After a certain age getting married won't change your rate. When my husband and I got married he was already 32, had a low rate, and it did not change. It helped me because I am much younger and still had a higher rate.

Answer 8

before everything in the state of Missouri they verify to make certain who even lives in the place of living and that i've got had to pay bigger expenses because of the fact of roommates that did no longer evenchronic my automobile. who's that this agent? confident I disagree that married human beings are safer drivers as are women persons. How many times do you spot a woman applying a SUV whilst speaking on the telephone, putting on makeup with a busload full of infants is that safer??? additionally I incredibly have conventional of numerous couples entering into arguments and one storms out and is mad and then finally leads to an acident or perhaps getting killed. Even thought this os no longer legal I dont think of what they the insurance companies are doing are so legal the two. all of us could desire to prohibit mutually against them!

Answer 9

It would depend on the driving record of the spouse and that of yourself. Usually a married person is considered more responsible.
More responsibilities.
Its lowered a bit but if you have a spouse who gets excess tickets you could hang up the being cheaper insurance.

Answer 10

Probably not.

Auto Insurance depends on a lot of factors: driving record, claims filed, age, length of time driving, distance to/from work, place of residence, and yes- gender.

I don't think marital status really matters.