Does any one think Primerica is worth using?

Answer 1

What do you mean? For financial help? I would definetly say yes since they are the only company out there that puts together a financial game plan to help you achieve your financial goals for free. Only company out there that shows people how to get out of debt and invest the difference. And they are only company that sells Term insurance 100% of the time. There's no company out there that can do what they do because other companies charge lots of fees to help you out. At primerica, there's no fees and they have over 6 million clients in US, Puerto Rico, UK, Canada, and Spain.

For business opportunity, that depends on you. Its not for everyone, but everyone is given a chance to build a dream. You can't go wrong with over 100,000 licensed reps in the company and over 1500 corporate employees in Duluth, GA helping each and every rep process paperwork.

Answer 2

It's not a scheme. It's got a product. Like others have stated. When you have that many reps your bound to have some people who aren't the sharpest tool in the shed recommending you some type of insurance you really don't need. There are tests but then again since when is a test enough to stop the less capable from damaging people's life savings. Of course there are good reps and the company is as legit as it comes. But who really wants to be the "insurance guy". If that is the life for you then you can make a killing. I know a couple people in Houston alone that do it full time and make very good money but most won't just for the plain fact that there is so licensing. Seriously, there is no way I would trust some person who just got their license studying from some book. Would you trust someone who doesn't have a financial college degree telling you where to move your 401k? I wouldn't. If the aren't more money savvy than I am there is no way I would do business with them. And that is where the MLM system breaks down for that industry. They have so many associates that are really no qualified to be doing what they do. You just hope their upline has a close leash to what their reps do. Pyramid? no. It's got a product.

Answer 3

Visit www.financial-planning.com and search on Primerica. You will get an earful from many different financial professionals.

Bottom line RUN! Run away as fast as you can. Primerica offers a one size fits all approach to helping clients and their products are expensive.

Go talk to several professionals in your area.

Good Luck

Answer 4

for your own information and good, do a search on google for primerica. you will be surprised i would think about the large volume of very critical sites and comments about the company, the product and the sales force.
it is not looked upon very favorably by many people that are not a part of their organization........

Answer 5

Hi all, your friendly insurance guy here again. :)

I think that reading www.primericabuster.com would help illustrate some of the many reasons why people dislike that company. They are known for training new reps to recruit their friends like an Amway operation, and for training reps in less than ethical sales practices.

Answer 6

Using for investments or mortgages, life insurance, or working for them. Not very impressive company, and they are structured on the premise of the pyramid structure, and very much about commissions. I have three friends that worked for them, and all of them felt like they were scamming people and quit.
FYI

Answer 7

Sure. It's a good starter for people that don't have 401Ks or IRAs with their jobs.

Answer 8

Pretty reputable company that have good rates

Answer 9

You could do worse.
You could do better.

Answer 10

hell no they screwed me!!!!!!!!!!!!!!!