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They didn't contact us about it until a month later. Then once they did they tell us, they told us that we needed to come back and refinance the truck with the amount they messed up on, which was 7000 dollars. I told them it was their mistake and that I am not paying anymore for the truck. They proceeded to send me a letter threatening to sue me if I didn't. I hired an attorney and we are now waiting to see what to do next. In the meantime, I have been receiving letters from numerous finance companies thanking me for my recent credit application. BUT, I didn't do any. So, what I found out after calling them, is that they are going behind my back without my consent and trying to re-finance the truck. I have gotten about a dozen letters. Then, to top it all off, I haven't received my tags for the truck. It is going on 3 months. I called DMV and they said that there is a leinholder in Alabama that has the title still and that is why I haven't gotten the tags. Help???

2006-10-17 12:52:32 · 6 answers · asked by kimmypoo 4 in Cars & Transportation Buying & Selling

The payoff was 20,274. The salesman put down 13,274. I don't understand how you make a mistake like that. He was writing it too, not typing. I do have an attorney and she is very good. Just a few details added.

2006-10-18 04:57:20 · update #1

6 answers

As long as you didn't defraud the company about the amount owing on the trade in the problem is theirs. Do you think they would let you off the hook if you made a mistake and found out you couldn't really afford the truck? Nope, they would just say too bad you signed the contract.

Have you atty contact the BBB and the Manufacturer's home office.

2006-10-17 12:58:48 · answer #1 · answered by Larry T 5 · 1 0

Not know ing where the mistatke was. Makes this awnser a bit difficult. If it was a simple error like. instead of typing in 22,000.00 they typed 2,200.00. they have a case. because it can be proven it was a simple mistake. also federaly there is no time limit. for a bank that made a mistake. 7,000 seems as if it could of been a simple type o. But, here is a positive for you, there is a middle man the dealership. who for one has proably already sold your trade in. So they can't call off the deal. also they have to work with you. If its been more that 30 days i doubt. they have the right to use a credit chk form you singed. 30 + days ago. and if you have a good laywer. he or she should be looking to build a case, accusing the dealership of predatory lending pratices.. If your lawer. does that it may put the dealership's reputation at stake. and thell back off and offer you something well below the 7,000. as for as the lien holder. your layer needs to sent them a demand that they pay the sells tax on the vehi. especialy if it is showing in your name. because in the long run this could cause problems with the state. another point is this the titel and registration. was held back for a reason. and i'm certain its because someone knew there was a problem. (Predatory Lending) might want to take this to a law firm that primarly does
these type of cases

2006-10-17 15:51:34 · answer #2 · answered by truckercub1275 3 · 0 0

What the dealership is doing is totaly wrong. There is no way they can go behind your back and apply for a loan in your name for the $7000. Hope you have a great lawyer, you should have that truck for free. SUE SUE SUE !!! They are ruining your credit history. Now you need to repair your credit history, your cr3edit will be ruined for years if you dont. Apply to all the credit reporting companies and get a copy of your credit history. The 1st time is free and you will need this as proof to show a judge what they are doing. Consult your lawyer, but still apply for your credit history immediately.
good luck.........

2006-10-17 12:59:38 · answer #3 · answered by mailbox1024 7 · 1 0

Oh Boy the only people that will walk away after this with a smile is the attorney. You must keep making payments to the leinholder and there acceptance of the payment says they agree with the amount your are paying. So now SUE SUE SUE. Dealership Lean holder and who ever has been holding your regristration hostage. You need licence plates.

2006-10-17 13:00:48 · answer #4 · answered by John Paul 7 · 1 0

i purchased a sparkling Micro barren region Eagle (it is a .380 pocket gun) i must have well-known extra constructive. It in basic terms appeared soooo coooool and it replaced into outfitted like a touch tank. All metallic constuction, ported barrel, its a ripoff of a czech Kevin pistol. lengthy tale short, even notwithstanding i comprehend extra constructive i have been given between the first to seem on the city and paid $525. The gun had an obscene (measured) 12.7 lb pull (DAO). It replaced right into slightly wider than truly some pocket pistols like the LCP and P3AT, so i presumed that including extra weight, porting and a much wider grip might want to reduce flinch accurate? incorrect. between the set off pull and the flinch, it replaced into demanding to shop 6 on a pie plate at 5 yards. no longer perfect, even for a touch protective pistol. I traded it right away (yet no longer right away sufficient) for a paltry $250 and went any opposite direction with an outstanding G26. the unhappy section is i dont even what posessed me to purchase the damn element. I somewhat have countless pocket sized pistols, j frames, and so on so i had no opt to start with!

2016-12-04 22:46:02 · answer #5 · answered by stanberry 4 · 0 0

you better go get a lawyer now

2006-10-17 12:57:23 · answer #6 · answered by jaycampbell77 1 · 1 0

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