I am 14 and I'm sry im dumb i just dunno if im allowed to have a credit card. IF i can how can i get 1. (bank? internet?) or you can have credit card when you're 18? i just dont get it -_-
2006-10-17 11:45:08 · 4 answers · asked by Alpha_522 2 in Business & Finance ➔ Credit
you can have a card when you are 16....but it is an additional card that accesses an adults account.....say for example your parents have a visa they can nominate you as an additional cardholder.....
on your own you need to wait until you are 18......
2006-10-17 11:48:17 · answer #1 · answered by askaway 6 · 0⤊ 0⤋
You wouldn't want a credit card unless you had a steady income-- more than allowance too.
However, you can open a bank account and get a debit card, with your mom's approval. So then you can learn to balance a checkbook, and you can use a debit card, which is kind of fun. :-). You just deposit your allowance into the account (or whatever money you make from other stuff) and you can use the debit card.
2006-10-17 15:25:16 · answer #2 · answered by Anonymous · 0⤊ 0⤋
As you are a minor you do not have the legal capacity to make the required contract with the lending firm.
2006-10-17 11:47:38 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Not until you're 18. And take the best advice you'll ever get. Don't ever get one. They're all parasites, waiting to prey on you.
2006-10-17 11:49:17 · answer #4 · answered by flip4449 5 · 0⤊ 0⤋