I live in AR. I had/have ins. on my own bike but was test driving a bike I wanted to buy. I was pulled over for expired tags and was ticketed for no insurance even though I had my bike insurance with me. I was told by the officer that it "didn't count" and that I had to show insurance for the bike I was on. This is a $340. ticket that I don't feel I owe. Any help would be appreciated.
2006-10-17 09:16:37 · 12 answers · asked by ThatWomanIsDangerous 1 in Cars & Transportation ➔ Insurance & Registration
were you buying from a dealership?...if so then the coverage is from there....if you are buying from an individual.....you could fight this in court if you show proof of your insurance at the time of the citation and probably win...sounds like another d**k cop to me....excuse me all you law enforcement people who arent d**ks but you know who im talking about
2006-10-17 09:26:57 · answer #1 · answered by cookiesmom 7 · 0⤊ 0⤋
Well yeah, he can give a ticket if the bike you're on doesn't have insurance. I'm not sure how successful you'll be arguing that by not being the owner and just a test driver you are not bound by this ticket/insurance requirement, but it's worth having your day in court to fight it.
2006-10-17 10:21:05 · answer #2 · answered by Chris 5 · 0⤊ 0⤋
The dealership should have insurance for the bike itself (although they should have had current tags too). You can't be expected to insure a motorcycle you don't own. You should be able to get out of the ticket - if not, take legal action against the dealership to recover the money. You are not liable.
2006-10-17 09:25:57 · answer #3 · answered by lepninja 5 · 0⤊ 0⤋
Insurance on a vehicle cannot be transferred from vehicle to vehicle. In other words, even though you have insurance on your own bike, it makes no difference on the bike you were riding. If that bike had no insurance on it, that's all that matters. I don't suppose the person whom you were buying the bike from had any insurance at all on it, did he? If so, you may be able to show that as proof and get the fine reduced. Good luck...
2006-10-17 09:26:25 · answer #4 · answered by spartyon 2 · 0⤊ 1⤋
Ouch! Yes, you can be ticketed. The owner of the bike SHOULD have been providing insurance for it!! Bike insurance doesn't transfer over.
2006-10-17 11:37:42 · answer #5 · answered by Anonymous 7 · 0⤊ 0⤋
You can probably plead not guilty before the judge and explain what happened... I would think in this case the judge might understand you were test driving a vehicle and are not responsible for insurance until you purchase that vehicle and it is in your name.... same when you test drive a vehicle from a dealership, its the delearships responsibility to make sure that vehicle is insured... not yours.
Good luck!
2006-10-17 09:20:13 · answer #6 · answered by Anonymous · 0⤊ 0⤋
For those that think their own insurance coverage goes with them no matter what they drive, I suggest they talk to their insurance broker. If you are test driving a vehicle that is not properly registered that may not be true.
2006-10-17 19:12:18 · answer #7 · answered by Fred C 7 · 0⤊ 0⤋
Depends upon your insurance and your state. In Pennsylvania the driver is insured no matter what he is driving. You will need to ask your insurance company.
2006-10-17 09:24:38 · answer #8 · answered by Clown Knows 7 · 0⤊ 0⤋
It's a miscarriage of justice, and a lack of reason both on the ticket and the exhorbitant sum (which people need to start changing all over the country, in their areas).
2006-10-17 09:20:58 · answer #9 · answered by Anonymous · 0⤊ 0⤋
In Missouri no, and I doubt the same in Arkansas. I would fight it. In Missouri, your insurance is required to cover you if you are test driving a vehicle.
2006-10-17 11:44:07 · answer #10 · answered by The Doctor 7 · 0⤊ 0⤋