But you had nothing to do with it, of course. Let's say your friend borrowed your car, then someone's body is found in the trunk. The police impound the car for the investigation, and then once the case is closed, do you get the car back? What if you don't want it back, or the decomposing body has made it intolerable? Will your insurance buy you a new car? Would that be comprehensive?
2006-10-16 06:02:36 · 5 answers · asked by Shepherd 5 in Cars & Transportation ➔ Insurance & Registration
It isn't me! I saw an episode of First 48 last night, and a girl's BF took her car and ended up dead in the trunk. It just made me wonder what she was going to do for a car, because she seemed really destitute as it was. I think her car was about all she had.
2006-10-16 12:16:52 · update #1
I once saw vehicle totaled because it hit a skunk and no amount of cleaning, deodorizing, painting or undercoating could remove the smell.
I don't know what this has to do with your question as I am sure you are planing something evil and I would rather not be part of it.
Forget I said anything.
2006-10-16 13:00:56 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You are responsible for any car registered in your name. As soon as you told your friend "Sure, you can borrow my car" you became an accessory to whatever crime he committed. If your car is impounded and held for investigation YOU are responsible to the wrecker for the tow and the impound, and ONLY you as the registered owner of record can claim it and get it back. If you decide you don't want it back, in most cases the wrecker service will put it up for auction, and you will be responsible for any fees owed beyond what it took in. You insurance will laugh you out of the office if you try to make a claim, YOU loaned out the car, so it's YOUR fault whatever happened after that.
Even if you did have coverage, your insurance company wouldn't buy you a new car, they would give you the worth, according to blue book, adjusted for condition, of your vehicle at the time of loss.
2006-10-16 14:39:02 · answer #2 · answered by oklatom 7 · 0⤊ 0⤋
Well, technically damage done (blood in the carpet, etc) would be covered under comprehensive, but if your insurance paid it once you got it back it would be to replace the carpet for example. They wouldn't total your car so you could get a new one. And I doubt you could resell or trade in a vehicle involved in a crime. Because it's evidence you will probably never get it back, but that's not a covered loss on your policy; only if it had been stolen and never recovered.
I'm not touching any of the other questions. If your friend commits murder and uses your car good luck to you.
2006-10-16 17:10:42 · answer #3 · answered by Chris 5 · 1⤊ 0⤋
Ha-ha, I'd think if they found a dead body in the trunk, you'd have a lot more to worry about then if your insurance will cover the car. And I don't think this would be covered under comp.
2006-10-16 16:13:30 · answer #4 · answered by Jeffrey S 6 · 0⤊ 0⤋
Wow! My life is boring compared to yours....
Thank goodness...
2006-10-16 13:11:17 · answer #5 · answered by Andy FF1,2,CrTr,4,5,6,7,8,9,10 5 · 0⤊ 0⤋