My Identity was stolen, what should I do???

Question

How do I find out what all they are doing with my identity?

Answer 1

If someone is using your identity and cashing your checks or credit cards, you should:
Report the situation immediately to your bank or credit card company. You may not have monetary liability because forgery and/or fraud is involved, but you will want the companies to be aware of the problem, as this is something that could affect your credit. In addition, follow these instructions to fully protect yourself:

a) Contact all three credit bureaus and issue a fraud alert. Check your credit report six months later and look for items you don't recognize.
b) Provide a copy of your driver's license to each agency's fraud unit in order to register an affidavit.
c) Contact the proper authorities in writing, via certified receipt request.
d) Inform your local police department, Social Security Administration and all creditors with whom you have accounts.

Credit bureaus:
Equifax: 800-525-6285
Experian: 888-397-3742
Transunion: 800-680-7289
SSA Fraud Hotline: [phone]
If a thief steals your identity and begins racking up debt:
A) Contact the fraud units of the three credit reporting agencies. Request that your account be flagged and add a victim's statement saying, "MY ID has been used to fraudulently apply for credit. Call me at this number to verify all applications." Find out how long the fraud alert will be posted and how to extend it if you need to. Check your credit report and look for items you don't recognize.

B) Contact your credit card companies and financial institutions to report the fraud. Get new cards, have old accounts colsed with a memo stating, "account closed at customer's request." Follow up in writing.

C) Call the police and get the crime on record, then get a copy of the police report. Keep a log of all conversations including date, name, phone number, and the information provided.

D) Notify the Federal Trade Commission, which keeps a database of identity thefts. Phone: (888) FTC-HELP; Address: FTC, CRC-40, Washington D.C. 20580.

E) Notify you bank and if necessary, cancel checking and savings accounts and get new account numbers. Request a password that may be used in every transaction. Get a new ATM card, account number and password. Don't use your SS # or birthdate as a password.

F) Don't pay any bill or part of a bill resulting from identity theft.

Answer 2

Report this to the police immediately. Following that you will need to notify your bank, the DMV, all your credit card issuers, and the Social Security Administration. All credit issuers hire investigators to research all activity on your name, accounts, etc, and work closely with the local police and the FBI as identity theft is a federal offense.

Generally most cases are solved within 2 - 6 months depending on if this was done by an amatuer or a professional. Pros generally will steal you info and open a number of new accounts that you would not be aware of. they don't use your existing accounts as this can be traced and activity is generally noticed very quickly.

I work for a credit card company and we review cases of id theft all the time. 98% of all ID thefts are caught because of existing security measures in place with merchants that most people are unaware of.

Answer 3

Call the police, cancel all of your credit cards. They will issue you new ones immediately. Call the credit bureaus and have them put an alert on your record to call you if they get any credit applications to make sure it's you. You will find out what they are doing with your identity as time goes on. Best of luck to get this sorted out quickly.

Answer 4

notify the State Attorney General's Office and tell them what you know has been stolen and then they can dig and find the perp that stole your identity. just monitor your credit report and social security . You may contact your bank and work with them. they have fraud divisions in most banks that can help

Answer 5

Call the cops. Cancel your identity and ask the bank for a new one.

Answer 6

Report it to the police, your bank . Call the credit reporting companies and report it to them. The police should be able to tell you what to do or your bank. Expect a lot of problems. It takes time to straighten out.

Answer 7

first call the police and let them know so you are not liable for anything they charge. put a fraud warning on your credit. in fact get all three credit reports and check them out. dispute anything that wasn't put on there by you. report your credit cards lost or stolen so that they are not used.

Answer 8

Go to the police, they will be able to direct you in a propper course of action. Then go to the Social Security Office in your community and let them know.

Answer 9

go to inform police that your IC has been stolen, so police can detect the person who use your IC to purchase illegal products

Answer 10

Call each of the major credit bureas and report it or you can do it online.

EXPERIAN
TRANSUNION
EQUIFAX

Dont forget the police report for future disputes.