dispute on credit report, items were not deleted what can i do now.
2006-10-15 11:44:21 · 6 answers · asked by gerardo94901 1 in Business & Finance ➔ Credit
Don't give up. They should have given you a reason why they didn't delete. I myself got things deleted last month and my score has raised. (see my last question asked) I disputed online and by mail, sometimes they overlook one when they come in one right after the other. Look at everything carefully, date opened,date closed,status of account, balance everything. If anything is incorrect dispute it. This is time consuming but if you try it, it will help you. In the end, if they still refuse to delete, go ahead and pay the accounts, wait a few months and try again. Sometimes the creditors don't care then because you've already paid.
2006-10-15 17:22:56 · answer #1 · answered by NETTA M 3 · 0⤊ 0⤋
Find out why they were not deleted. Contact the credit report agency you went through to get the information. Act quickly tho. I believe you only have a certain amount of time to dispute an item.
2006-10-15 19:00:22 · answer #2 · answered by Aubrey's mommy 5 · 0⤊ 0⤋
I have recently had some incorrect information deleted from my credit report -
have you waited a full 30 days (plus a few for mailing)?
did you get it in writing why they did not delete the information?
you can e-mail me if you like I will be at my computer off and on till about 0600 (at work)
Also if you think the credit agency was not acting responsibly for not deleting the info you can contact the govt site by searching "fair credit reporting" and fill out a complaint on the credit bureau that would not delete the info with the FTC
2006-10-15 19:14:32 · answer #3 · answered by kim 4 · 0⤊ 0⤋
Sign up with a credit repair company. There are some that do wonders. Get a referral.
It is very possible to get most items off your credit report. I have a credit repair company. We generally remove 90% of bad information.
2006-10-15 19:27:09 · answer #4 · answered by ascendency2003 2 · 0⤊ 0⤋
the chances of getting disputed information OFF your credit report is slim and none. Learn to live with it and get on with your life.
2006-10-15 18:52:29 · answer #5 · answered by Pobept 6 · 0⤊ 1⤋
besides getting a lawyer, check your records
2006-10-15 18:46:58 · answer #6 · answered by danial w 2 · 0⤊ 0⤋