Whats a creditcard out there for bad credit?? AND is it bad to keep applying and getting denied by credit companies??? How do you rebuild your credit score?
2006-10-15 09:55:48 · 11 answers · asked by RubiaBonita 2 in Business & Finance ➔ Credit
That really sucks. You can try Orchard Bank MasterCard. Oh and if you do keep applying it is affecting your score. Everytime a creditor goes to check it lowers it. So the more it's checked the more it goes down. Don't try anymore than 3. And I'd agree with other person. Don't apply for a credit card with any one other than a spouse. Your setting yourself up for some big problems. There might be a reason these creditors aren't giving your brother a card that you might not be aware of.
2006-10-15 12:04:59 · answer #1 · answered by Aubrey's mommy 5 · 0⤊ 0⤋
Do a search for a secured line of credit card. They will help you rebuild your credit at your spending limit and in time they will unsecure the card and refund the money you have put into the line of credit. These are the best options to help rebuild credit. And it works.
2006-10-15 10:42:28 · answer #2 · answered by Anonymous · 0⤊ 0⤋
u will have to get a secured credit card. what that means is u give them say $200 and they give u a card for that amount. u make payments on it .month after month, on time and eventually u have built up a trust and they will extend ur credit line without any more money down and eventually u will b in debt so far that u will have to file for bankruptcy and then ur credit will b back where u started. GOOD LUCK
2006-10-15 10:02:33 · answer #3 · answered by Nora G 7 · 0⤊ 0⤋
Do not under any circumstance cosign for any bank accounts or credit accounts with someone that has bad credit. I work in finance and see how many people have their credit ruined by a family member they were trying to help.
2006-10-16 13:01:36 · answer #4 · answered by Ann507 2 · 0⤊ 0⤋
If he has a bank account his bank may offer a credit card. They will usually approve someone. Be careful the more you apply for a credit card the lower your credit score will become. This will affect your credit negatively. there are credit cards for bad credit but you have to pay a yearly fee. http://www.usaplatinumplus.com/index.php?campaignid=10000555725&lpid=1006&exc=0&siteid=415&accountid=2556&crea=4570
2006-10-15 10:05:03 · answer #5 · answered by firemanemt4evr 2 · 0⤊ 0⤋
One rebuilds their credit by being credit worthy. That means paying your bills on time.
2006-10-15 10:02:50 · answer #6 · answered by DelK 7 · 0⤊ 0⤋
i am the exact same. muslim girlm 15, lived in UK 3/4 of my life and now seeing the errors in my ways. i never used to do namaz, although i had the fear and the desire. but im going to begin it properly. permanently. having a crush cannot be stopped. it is normal and allah accepts that but as long as you dont have dirty thoughts or feelings about that person or try to have a relationship, you will be ok. dont try to dress up or act silly to catch their attention No, you must do namaaz all the time. not just ramadan. that shows you are just taking advantage of the holy month and do not genuinely want to please allah. when u pray, pray that you become a better person. and rmb, ur only 13. thers time to learn. while its holidays, study islamic history and read hadith and qur'an. i hope i helped you :) god bless
2016-05-22 04:38:05 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Word of warning: I know you are only trying to help your brother out, but I would not apply jointly. You may end up getting burnt
2006-10-15 10:12:32 · answer #8 · answered by Brad NZ 3 · 1⤊ 0⤋
VERY SIMPLE. DO A PRE-PAID CREDIT CARD. YOU PUT DOWN 500 WITH THE COMPANY AND THEY ISSUE YOU A CARD WITH A 300 LIMIT.
P.S. NEVER CO-SIGN NOT EVEN FOR YOUR BROTHER.
2006-10-15 10:03:35 · answer #9 · answered by Anonymous · 1⤊ 0⤋
Nobody needs credit cards.
2006-10-15 10:48:25 · answer #10 · answered by Anonymous · 0⤊ 1⤋