I'm going to pay it off tomorrow (the ticket is several months old) before I go buy a new car. How long should I wait after I pay it off to go to the dealership so my credit will be ready for a better rate?
2006-10-15 07:03:44 · 0 answers · asked by Caribou2 1 in Politics & Government ➔ Law Enforcement & Police
go to traffic school and the points don't show on your record, if you pay the fine then it stays on your record for three years which is how far insurance companies go back in your traffic history
2006-10-15 07:46:07 · answer #1 · answered by gwade1516 1 · 0⤊ 0⤋
3 years
2006-10-15 07:12:35 · answer #2 · answered by malfunction_r@sbcglobal.net 2 · 1⤊ 0⤋
Traffic tickets don't effect credit rates
A traffic ticket will never come off your driving record.
When insurnace companeis do a check they normally check back 3 years, many companies that do hiring will check back 7 years.
2006-10-15 11:33:36 · answer #3 · answered by Anonymous · 1⤊ 0⤋
It depends on a few things. One, the type of ticket. If you get a ticket for speeding, that is not as bad as getting ticket for DUI/DWI. Any type of moving violation that involves points will stay on the record, in most cases, for three years. A DUI/DWI, and a felony speeding ticket, i.e. more than 30MPH over the speed limit, will stick around for five. Some companies will ding you for anything within seven years! Paid or not, it's best to not play the fart game with the ticket police. I live near, and have to travel through every day, a "speed trap" I got hit once, learned my lesson, but still pay an extra $48 to the insurance company every year, in addition to paying $74.50 for the ticket! As far as I know though, the credit companies don't care about tickets unless it affects your credit rating
2006-10-15 08:05:21 · answer #4 · answered by rifleman01@verizon.net 4 · 0⤊ 2⤋
In most states you get the points back 1 year after you got the ticket, however it remains on your record for a minimum of 10 years (crappy, I know). Most insurance companies only go back 3 years though.
2006-10-15 09:32:12 · answer #5 · answered by Jason 6 · 0⤊ 0⤋
Depending on where you live, you probably need to go to traffic school to get the point taken away. Although that may not be an option if the ticket is old.
2006-10-15 07:12:05 · answer #6 · answered by skylerrrr 2 · 0⤊ 0⤋
First,what makes you think traffic citations are in your credit report ??
Secondly,a traffic citation has nothing to do with your ability to obtain credit.
2006-10-15 11:12:56 · answer #7 · answered by shaneh235 2 · 0⤊ 0⤋