We're having to make arrangements to drive her to/from work and college. Yes, I could rent the car and let her drive it, but I would be responsible if something happened -right? Should the insurance Co. compensate us for gas money, etc?
2006-10-15 05:47:23 · 9 answers · asked by MMike 3 in Cars & Transportation ➔ Insurance & Registration
Her new car is on order, won't be here for another 2 weeks or so.
2006-10-15 05:52:37 · update #1
Just buy her another car.
2006-10-15 05:50:13 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I don't know what company your dealing with but Enterprise won't rent unless you are 21, Hertz will to 18 and up.
She can only get a rental for 72 hours after they give her the total loss offer typically and she will have a check and no car. I would drive her to the nearest car dealership so she can figure out what she is going to do for a car when she has the money and doesn't buy some lemon in a hurry.
No compenasation for gas etc. You can rent the vehicle and trade cars with her. The rental company doesn't care as long as you have license.
2006-10-16 18:44:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
You should rent the car and let her drive yours during this time. That should take care of the problem. If you let her drive the rental and she is not an approved listed driver, the rental company will wiggle out of handling any liability. However, your insurance will still cover her if she was driving with your permission and also because she is an insured under your policy by virtue of living with you (I assume). All states vary with regard to whether the rental company is primary for liability or the insurance company. If the car is substituted for a vehicle on your policy, most of the time (but again it depends on the state) the insurance company pays the liability as primary anyway.
So, it's up to you what to do, but the rental company will definitely refuse to handle any liability if an unapproved/unlisted driver is driving the rental. So, I'd say go with my first recommendation, unless you have an aversion to her driving your own car.
And no, you won't get reimbursed for those extras. All they are required to do is supply a replacement vehicle. If you decide not to rent a vehicle, you have no claim for driving her here and there.
2006-10-15 14:39:25 · answer #3 · answered by Chris 5 · 1⤊ 0⤋
The insurance co. does not owe her (or you) fuel money. She would have to purchase it if she were still driving her car. Do NOT rent a vehicle and let someone else drive it -- this is a violation of your rental agreement. She can drive your car and you take the rental if necessary -- these rules are the rental company's, not the insurance.
2006-10-15 13:37:59 · answer #4 · answered by Anonymous · 3⤊ 0⤋
Most insurance companies have contracts with auto rental firms that will provide a replacement vehicle for her. If you don't have any luck with that, the insurance company will pay for taxi fares. Just save the receipts for reimbursement.
An alternative would be for you to drive the rental and let her use your car.
2006-10-15 13:28:35 · answer #5 · answered by Bostonian In MO 7 · 1⤊ 1⤋
The insurance company will compensate you for whatever they are legally required to. If they have to provide a rental, but she is underage, then, well, so sorry.
2006-10-15 12:53:23 · answer #6 · answered by Chief BaggageSmasher 7 · 1⤊ 0⤋
Let her drive her car, you drive the rental
2006-10-15 12:55:14 · answer #7 · answered by Anarchy99 7 · 2⤊ 0⤋
yeah that happened to me like a year ago....i was too young to rent so my mom drove the rental for like 2 weeks and i drove her car until we got a new car..
2006-10-15 13:09:19 · answer #8 · answered by Anonymous · 2⤊ 0⤋
WHY DON'T YOU LET HER DRIVE YOUR CAR AND YOU DRIVE THE RENTAL?? MAKES SENSE TO ME HOW ABOUT YOU??? AND NO THE INSURANCE CAN'T HELP IT IF YOU ALLOW YOUR DAUGHTER TO DRIVE BEFORE SHE IS OLDER ENOUGH TO RENT A CAR. WHY DO YOU WANNA BE SO CHEAP ANYWAY JUST PAY YOUR GASOLINE BILL AND FORGET IT .
2006-10-15 14:14:06 · answer #9 · answered by roy40372 6 · 0⤊ 1⤋